David Shippey
863.521.4517

Winter Haven News

Posts filed under Winter Haven News



Florida’s Disaster Preparedness Sales Tax Holiday is here!
Posted Wed, Jun 5th 2024 12:09 pm
Florida’s Disaster Preparedness Sales Tax Holiday is here! Running June 1-14, this is a great opportunity to not only get yourself and your home prepared in case a hurricane heads our way but also...

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Should I use 3-Tab or Dimensional Asphalt Shingles?
Posted Mon, May 27th 2024 12:38 pm
What is the better choice with asphalt shingles, 3-tab or dimensional architectural shingles? I get this question all of the time. I am sure the answer is probably different depending on where you...

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Hometown Heroes Loan Program Funded $100 Million! 7.1.2024
Posted Mon, May 20th 2024 8:48 pm
If you’re a first time homebuyer, this EXCITING NEWS is for you. The extremely popular Hometown Heroes down payment assistance program will get $100 million in funding on July 1!While the guideline...

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Thinking about selling your home? Make sure you choose the right realtor!
Posted Wed, Apr 10th 2024 11:30 am
Thinking about selling your home? Make sure you choose the right realtor! From comparative market analysis, estimated net sheets, and open houses to professional photos, social media advertising an...

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Thinking about doing a Garage Conversion?
Posted Wed, Apr 3rd 2024 11:13 am
Thinking about doing a garage conversion? If you need more living space, a possibility for more space would be to convert your garage to a living area. Two car garages average about 400sqft living...

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Ready to buy a house but feel overwhelmed with all the elements that go into finding the right home for you?
Posted Wed, Mar 20th 2024 9:05 am
Ready to buy a house but feel overwhelmed with all the elements that go into finding the right home for you?Working with a realtor you can trust changes everything!I’ve been a full-time, licensed r...

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I received a Low Appraisal Value, what do I do?
Posted Wed, Mar 13th 2024 2:41 pm
I just received a low appraisal value on my home or the home I am purchasing. What do I do? Although the report may look intimidating, there are several key points to investigate to make sure somet...

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Strawberry Festival in Plant City Florida
Posted Mon, Mar 4th 2024 9:24 am
If you have not visited the Strawberry Festival in Plant City, Florida, then put it on your TO DO list. The Festival opened February 29th and goes through March 10th. They feature rides, concerts, ...

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Have You Filed for Your Homestead Exemption Discount?
Posted Wed, Feb 28th 2024 8:58 am
If Florida is your primary residence and you own or are buying a home, you can qualify for our Homestead Exemption discount. What is that? The discount can take the first $50,000 value of your home...

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Here are my top two reasons to consider a new-build
Posted Mon, Feb 5th 2024 10:26 am
Here are my top two reasons to consider a new-build: 1) Builders often offer incentives! Some builders pay your closing costs. When purchasing a new home, this can amount to as much as $13,000 of...

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When will the mortgage interest rates go down so I can buy a home?
Posted Wed, Jan 24th 2024 10:14 am
When will the mortgage interest rates go down so I can buy a home?If you find yourself asking this question, I’ve got good news for you! As a licensed real estate professional, I watch the interest...

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What is Private Mortgage Insurance (PMI) and what does that mean to me?
Posted Wed, Jan 10th 2024 2:26 pm
Private Mortgage Insurance or PMI is not homeowner’s insurance for the buyer. It is insurance required by lenders to protect their loan investment. If you stop paying your mortgage and the bank for...

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How do Solar Panels affect a Real Estate Transaction?
Posted Mon, Nov 27th 2023 9:20 am
I have noticed more and more homes are being sold with solar panels. Many Homeowners have acquired solar panel systems in order to reduce their electricity costs. While this is a desired approach f...

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Citizen's Insurance approved to depopulate another 125,000 policies
Posted Mon, Nov 20th 2023 6:19 pm
Citizen's Insurance, Florida's insurance of last resort, was approved to transfer another 125,000 policies to 4 other insurance providers namely, Slide Insurance, Florida Peninsula Insurance, Ediso...

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Hometown Heroes Loan Program is Back with $36,000,000!
Posted Mon, Nov 6th 2023 7:31 am
Florida Housing announced they have granted another $36,000,000 to the Hometown Hero Loan Program. This will be the 3rd funding to this successful program. The funds go quickly so act now if you mi...

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Should I Remodel my Home or Buy a Home already Remodeled?
Posted Mon, Oct 23rd 2023 10:59 am
Should I remodel my current home or buy one that’s fully updated instead?That’s a great question! And the answer is… that depends. Keep reading to learn more. The first thing that people usually co...

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I want to buy a home. But the interest rates make my payments higher than I want to spend.
Posted Mon, Oct 9th 2023 11:54 am
It is true. Interest rates are no longer under 3%. They are typically over 7% now. If you have a good memory, you will remember rates over 13% in years gone by. I hope we do not hit those interest ...

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Have you received an Insurance Letter from Citizens?
Posted Tue, Oct 3rd 2023 9:47 am
Have you received an Insurance Letter from Citizens? Over the last few weeks, Citizens Insurance has sent out 300,000 letters to some of their customers offering private insurance as an alternativ...

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Homeowner Insurance Costs Skyrocketing!
Posted Tue, Sep 26th 2023 8:17 am
Homeowner’s Insurance costs have been skyrocketing in Florida. Many insurance companies previously providing policies have withdrawn from the state, and other companies that still service Florida h...

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The 2023 Hometown Hero Funds Depleted
Posted Wed, Sep 20th 2023 7:51 am
The 2023 Hometown Hero program funds are officially depleted. If you were counting on that assistance program, does that mean you're out of options? NOPE! There are other programs to help first-ti...

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