As of 9/21/2023:
30 year mortgages averaged 7.19%
15 year mortgages averaged 6.54%
For more information, view this article Mortgage Interest Rate.
Posts
Mortgage Interest Rates for 30 year and 15 year mortgages 9.21.2023
Sat, Sep 23rd 2023 11:41 am by David Shippey Mortgage Interest Rates
Sep 23
2023
11:41 am
Posted By David Shippey No comments
The 2023 Hometown Hero Funds Depleted
Wed, Sep 20th 2023 7:51 am by David Shippey Winter Haven NewsThe 2023 Hometown Hero program funds are officially depleted.
If you were counting on that assistance program, does that mean you're out of options? NOPE! There are other programs to help first-time buyers make their housing dreams a reality. Here are a few to consider:
1. Florida Bond offers $10,000 toward down payment and closing costs.
2. USDA Loans offers 100% financing on eligible properties to qualified buyers.
3. Sometimes sellers offer funds to a ready and willing buyer that could be applied to closing costs or to buy down your interest rate.
First step is to get pre-approved for a home loan. I've got a list of recommended lenders who can help find the best solution for you. ...
Sep 20
2023
7:51 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 9.14.2023
Fri, Sep 15th 2023 8:55 am by David Shippey Mortgage Interest RatesAs of 9/14/2023:
30 year mortgages averaged 7.18%
15 year mortgages averaged 6.51%
For more information, view this article Mortgage Interest Rate.
Sep 15
2023
8:55 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 9.8.2023
Mon, Sep 11th 2023 8:39 am by David Shippey Mortgage Interest RatesAs of 9/8/2023:
30 year mortgages averaged 7.12%
15 year mortgages averaged 6.52%
For more information, view this article Mortgage Interest Rate.
Sep 11
2023
8:39 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 8.31.2023
Fri, Sep 1st 2023 11:05 am by David Shippey Mortgage Interest RatesAs of 8/31/2023:
30 year mortgages averaged 7.18%
15 year mortgages averaged 6.55%
For more information, view this article Mortgage Interest Rate.
Sep 1
2023
11:05 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 8.24.2023
Fri, Aug 25th 2023 9:23 am by David Shippey Mortgage Interest RatesAs of 8/24/2023:
30 year mortgages averaged 7.23%
15 year mortgages averaged 6.55%
For more information, view this article Mortgage Interest Rate.
Aug 25
2023
9:23 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 8.17.2023
Fri, Aug 18th 2023 11:14 am by David Shippey Mortgage Interest RatesAs of 8/17/2023:
30 year mortgages averaged 7.09%
15 year mortgages averaged 6.46%
For more information, view this article Mortgage Interest Rate.
Aug 18
2023
11:14 am
Posted By David Shippey No comments
Should I Consider a FHA 203K Rehab Mortgage Loan?
Mon, Aug 14th 2023 9:07 am by David Shippey Winter Haven NewsThe preference of most buyers is to purchase a MOVE IN READY home that does not require any major repairs or renovations. But sometimes the home you are interested in buying does require repairs or upgrades. One solution would be to consider the FHA 203K Rehab Mortgage Loan. This loan has two versions. The first version is for minor repairs under $35,000. The second version is for more extensive repairs over $35,000. These programs roll the repair costs into your mortgage. There are many aspects to consider with this loan program. I recommend you contact a lender to see if this program will work for you.
To understand more details about the 203K Loan, click here.
Aug 14
2023
9:07 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 8.10.2023
Fri, Aug 11th 2023 11:22 am by David Shippey Mortgage Interest RatesAs of 8/10/2023:
30 year mortgages averaged 6.96%
15 year mortgages averaged 6.34%
For more information, view this article Mortgage Interest Rate.
Aug 11
2023
11:22 am
Posted By David Shippey No comments
Showroom Ready!
Mon, Aug 7th 2023 7:01 pm by David Shippey Seller TipsSeller Tip: Showroom Ready
This is one of the hardest aspects to maintain. Until you close on your home, the home needs to remain showroom ready. Showings may only give 2-4 hours' notice. After you get a contract, they will conduct inspections. The home should stay showroom ready during inspections. The next step is an appraisal. Yep! You guessed it! The home should be showroom ready for appraisals as well. After the appraisal comes the final walk through, and you have already moved out of the home. So, you can relax after the appraisal is completed.
Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey - Xcellence R...
Aug 7
2023
7:01 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 8.3.2023
Fri, Aug 4th 2023 12:57 pm by David Shippey Mortgage Interest RatesAs of 8/3/2023:
30 year mortgages averaged 6.90%
15 year mortgages averaged 6.25%
For more information, view this article Mortgage Interest Rate.
Aug 4
2023
12:57 pm
Posted By David Shippey No comments
Permits & Surveys!
Tue, Aug 1st 2023 12:37 pm by David Shippey Buyer TipsBuyer Tip: Permits & Surveys
The title company checks for open permits, if you so request it. If you do not, the responsibility passes to you at time of purchase. Some sellers do not even realize there are open permits for work supposedly completed years ago! A good example of this is a new pool install, and the final inspection was never completed. Hopefully, it is fine but that is why you have it inspected through a permit. If you are getting a loan, the lender will require a survey. Be sure to look at it closely for neighbor encroachments, your own encroachments, and that all easements are honored. Any of these could turn into a potential problem for you.
Did today's tips spark a que...
Aug 1
2023
12:37 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 7.27.2023
Sat, Jul 29th 2023 6:51 pm by David Shippey Mortgage Interest RatesAs of 7/27/2023:
30 year mortgages averaged 6.81%
15 year mortgages averaged 6.11%
For more information, view this article Mortgage Interest Rate.
Jul 29
2023
6:51 pm
Posted By David Shippey No comments
Pictures!
Wed, Jul 26th 2023 6:32 pm by David Shippey Seller TipsSeller Tip: Pictures
Great pictures make for a successful listing of your home. I recommend professional pictures with aerial drone shots when possible. First impressions are key! Good photographs highlighting the features of the home lead to showings. Buyers look for good pictures with aerial views as a determining factor as to whether to request a showing and take a closer look at your property.
Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Jul 26
2023
6:32 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 7.20.2023
Fri, Jul 21st 2023 10:58 am by David Shippey Mortgage Interest RatesAs of 7/20/2023:
30 year mortgages averaged 6.78%
15 year mortgages averaged 6.06%
For more information, view this article Mortgage Interest Rate.
Jul 21
2023
10:58 am
Posted By David Shippey No comments
Can I Assume a Seller's FHA Loan With Their Low Interest Rate?
Wed, Jul 19th 2023 9:20 am by David Shippey Winter Haven NewsThe answer is Yes. It is possible but there are several points to consider. FHA loans are for primary residences so it cannot be used for investment purposes.
The first task would be to make sure the seller's loan is assumable. The seller's lender decides if you qualify to assume their loan.
A seller will want a release from their lender on the loan so they are no longer tied to the property. If the lender is not willing to give a release, the seller may not be willing to let you assume their loan. If you do not make payments, the seller would be responsible.
Another consideration is the purchase price. For example, if the home is being sold for $300,000 and the assumable loan on the h...
Jul 19
2023
9:20 am
Posted By David Shippey No comments
Custom Home with Newer Roof - 2014 Misty Morning Dr
Mon, Jul 17th 2023 11:59 am by David Shippey Winter Haven Homes for SaleThis Custom Home has several features to consider. One of the most important features when considering homeowner's insurance is the roof. This roof was replaced in 2018 and is only 5 years old. Check out some of the other features below and see if this is the home you have been trying to find.
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. The Home has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. Some of the Updates include Granite Countertops in Kitchen and Bathr...
Jul 17
2023
11:59 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 7.13.2023
Fri, Jul 14th 2023 8:55 am by David Shippey Mortgage Interest RatesAs of 7/13/2023:
30 year mortgages averaged 6.96%
15 year mortgages averaged 6.30%
For more information, view this article Mortgage Interest Rate.
Jul 14
2023
8:55 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 7.6.2023
Wed, Jul 12th 2023 9:55 am by David Shippey Mortgage Interest RatesAs of 7/6/2023:
30 year mortgages averaged 6.81%
15 year mortgages averaged 6.24%
For more information, view this article Mortgage Interest Rate.
Jul 12
2023
9:55 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 6.29.2023
Mon, Jul 10th 2023 11:55 am by David Shippey Mortgage Interest RatesAs of 6/29/2023:
30 year mortgages averaged 6.71%
15 year mortgages averaged 6.06%
For more information, view this article Mortgage Interest Rate.
Jul 10
2023
11:55 am
Posted By David Shippey No comments