David Shippey
863.521.4517

Posts


Mortgage Interest Rates for 30 year and 15 year mortgages 2.22.2024

Mon, Feb 26th 2024 8:51 am by David Shippey Mortgage Interest Rates

As of 2/22/2024:

30 year mortgages averaged 6.90%

15 year mortgages averaged 6.29%

For more information, view this article Mortgage Interest Rate.



No comments

4014 Hollyhead Cir N, Lakeland - Open House 3/2/2024 10am - 3pm!

Fri, Feb 23rd 2024 6:57 pm by David Shippey Lakeland Homes For Sale

You are invited to attend our Open House at 4014 Hollyhead Cir N, Lakeland, FL 33811 on Saturday 3/2/2024 from 10am to 3pm. This home needs some updating and some repairs but is a great home in South Lakeland. Seller reduced $25,000 from the asking price and is offering $25,000 back at closing for a new roof, flooring, painting, closing costs, interest rate buy down, or any other renovation the buyer may want. Stop by to see for yourself.

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY D...



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 2.15.2024

Fri, Feb 16th 2024 7:56 pm by David Shippey Mortgage Interest Rates

As of 2/15/2024:

30 year mortgages averaged 6.77%

15 year mortgages averaged 6.12%

For more information, view this article Mortgage Interest Rate.



No comments

Huge Price Reduction! - 4014 Hollyhead Cir N, Lakeland

Mon, Feb 12th 2024 7:45 am by David Shippey Lakeland Homes For Sale

Situations like this don’t happen everyday! You’re going to want to act fast!

Seller just agreed to drop the asking price from $389,900 down to $375,000! But that’s not all… they also INCREASED THE FLEX CASH from $15,000 up to $25,000.

One lucky buyer is going to score a serious deal on this South Lakeland property. Let’s schedule your showing and get your offer on the table before someone else snags it!

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOIC...



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 2.8.2024

Fri, Feb 9th 2024 8:09 am by David Shippey Mortgage Interest Rates

As of 2/8/2024:

30 year mortgages averaged 6.64%

15 year mortgages averaged 5.90%

For more information, view this article Mortgage Interest Rate.



No comments

Pool Home for Sale in South Lakeland

Wed, Feb 7th 2024 4:15 pm by David Shippey Lakeland Homes For Sale

Pool home available in Shepherd South Lakeland. Check out the other features below:

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen A...



No comments

Here are my top two reasons to consider a new-build

Mon, Feb 5th 2024 10:26 am by David Shippey Winter Haven News

Here are my top two reasons to consider a new-build:

1) Builders often offer incentives!

Some builders pay your closing costs. When purchasing a new home, this can amount to as much as $13,000 of savings! Some builders buy down your interest rate. This can reduce your monthly mortgage payments. Some builders offer an upgrade package (like an appliance upgrade) at no additional cost to you.

2) Brand new means... N E W!

On a well-built home, this means you should not have any serious maintenance or repair demands for the next 12-15 years. This can be a HUGE savings. Don't want to wait 9-12 months to build a home from scratch? Many builders have move-in ready homes available or ones that...



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 2.1.2024

Fri, Feb 2nd 2024 10:06 am by David Shippey Mortgage Interest Rates

As of 2/1/2024:

30 year mortgages averaged 6.63%

15 year mortgages averaged 5.94%

For more information, view this article Mortgage Interest Rate.



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 1.25.2024

Mon, Jan 29th 2024 7:48 am by David Shippey Mortgage Interest Rates

As of 1/25/2024:

30 year mortgages averaged 6.69%

15 year mortgages averaged 5.96%

For more information, view this article Mortgage Interest Rate.



No comments

Open House - 4014 Hollyhead Cir N, Lakeland - Saturday 2/3 10am-3pm!

Fri, Jan 26th 2024 11:52 am by David Shippey Lakeland Homes For Sale

Come visit us during our Open House Saturday 2/3/24 from 10am to 3pm. This estate sale includes most of the personal property and furniture along with new appliances. The home does need updating such as painting and flooring but has great potential featuring no hoa, .60 acres, 3 car garage, and RV carport. See details below and schedule a private showing if you would like to see it before 2/3.

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South loca...



Comments: 1

When will the mortgage interest rates go down so I can buy a home?

Wed, Jan 24th 2024 10:14 am by David Shippey Winter Haven News

When will the mortgage interest rates go down so I can buy a home?

If you find yourself asking this question, I’ve got good news for you!

As a licensed real estate professional, I watch the interest rates very closely. Here’s a mini state of the rates if you will…

Interest rates started to decline on October 26, 2023 after reaching a high of 7.79%. The rates continued to drop every week over the next 10 weeks and closed out 2023 at 6.61%. That may not seem like a lot but dropping over 1% in 2 months is BIG.

It’s forecasted that interest rates will continue to drop in 2024. I believe there’s a good chance we could reach percents in the low 6’s or maybe even into the 5’s within the first quar...



No comments

Home for Sale with 3 Car Garage in Polk County

Mon, Jan 22nd 2024 7:33 am by David Shippey Lakeland Homes For Sale

This home features a 3 Car Garage 23x35 with an additional RV Carport 20x20 and a second Carport for another car to support all of your vehicles. Call for your showing today!

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on...



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 1.18.2024

Fri, Jan 19th 2024 9:40 am by David Shippey Mortgage Interest Rates

As of 1/18/2024:

30 year mortgages averaged 6.60%

15 year mortgages averaged 5.76%

For more information, view this article Mortgage Interest Rate.



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 1.11.2024

Wed, Jan 17th 2024 7:29 am by David Shippey Mortgage Interest Rates

As of 1/11/2024:

30 year mortgages averaged 6.66%

15 year mortgages averaged 5.87%

For more information, view this article Mortgage Interest Rate.



No comments

Home for Sale - South Lakeland - No HOA

Mon, Jan 15th 2024 12:24 pm by David Shippey Lakeland Homes For Sale

This home is for sale and is located in South Lakeland at 4014 Hollyhead Cir N, Lakeland, FL 33811. This home has several great features. One of the bigger features is no Homeowner's Association. That's right. You do not have dues or rules to follow. The property includes .60 acres with several outside buildings. Check out the other features below and schedule your showing soon.

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland...



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 1.4.2024

Fri, Jan 12th 2024 8:04 am by David Shippey Mortgage Interest Rates

As of 1/4/2024:

30 year mortgages averaged 6.62%

15 year mortgages averaged 5.89%



No comments

What is Private Mortgage Insurance (PMI) and what does that mean to me?

Wed, Jan 10th 2024 2:26 pm by David Shippey Winter Haven News

Private Mortgage Insurance or PMI is not homeowner’s insurance for the buyer. It is insurance required by lenders to protect their loan investment. If you stop paying your mortgage and the bank forecloses, they will collect the PMI. It is meant to protect the lender on loans where the buyer does not give a down payment of at least 20%. The thought is the bank will recoup 20% of the loan from the PMI and then sell your home for at least 80% or more to recapture their investment.

What does that mean to me as a buyer? The biggest takeaway is that it exists and does increase your mortgage as it is included in your payment. It can be from $75 to $200 of your mortgage payment. If you used a mo...



No comments

Home for sale - Flex Cash increased to $15,000!

Mon, Jan 8th 2024 5:30 pm by David Shippey Lakeland Homes For Sale

Seller increased the Flex Cash from $10,000 to $15,000. Flex Cash can be used for New Roof, Painting, Flooring, Closing Costs, or Buy down the Interest Rate. Buyers Choice!

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a...



No comments

Mortgage Interest Rates for 30 year and 15 year mortgages 12.29.2023

Wed, Jan 3rd 2024 5:32 pm by David Shippey Mortgage Interest Rates

As of 12/29/2023:

30 year mortgages averaged 6.61%

15 year mortgages averaged 5.93%

For more information, view this article Mortgage Interest Rate.



No comments

Open House - 4014 Hollyhead Cir N, Lakeland - Saturday 1/6/2024 10am-3pm!

Fri, Dec 29th 2023 2:50 pm by David Shippey Lakeland Homes For Sale

We will be holding an Open House at 4014 Hollyhead Cir N, Lakeland, FL 33811 Saturday 1/6/2024 from 10am to 3pm. Feel free to stop by anytime during the Open House. If you are not available during that time, then feel free to call me for a personal showing of the home at 863-521-4517. See all this home to has to offer below along with pictures of the property. Seller just increased the FLEX CASH to buyer from $10,000 to $15,000!

Image

4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CH...



Comments: 1