David Shippey
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856 Saddlewood Blvd - Open House - Saturday 1/18 1pm-4pm

 Mon, Jan 13th 2025 9:19 am by David Shippey Lakeland Open Houses

If you are looking for some land, newer home, with no HOA, stop by our Open House this Saturday 1/18 from 1pm to 4pm. The property also includes a 22x12 Pet Playhouse that can be converted into ?

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. The Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, and Inside Laundry. The owner installed vinyl planking throughout the home in 2024. No c...


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Top 5 Suggestions to Increase Credit Score in 2025

 Sat, Jan 11th 2025 10:13 am by David Shippey Winter Haven News

Lenders use your credit scores to determine your interest rate, maximum purchase power, and loan risk. If you are thinking about buying a home in 2025, make sure you have checked your credit scores. Here are a few suggestions to get you on the right track.

1. Check your credit scores often to make sure there are no negative items. If something shows up, be sure to address it. Don't forget there are 3 credit reporting agencies. Lenders today request all 3 scores. Their process is then to throw out the highest and lowest. They use the middle score no matter which agency it comes from. They do not average scores or take the highest reported.

2. When at all possible, keep your balances low....


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Home for Sale 1 Acre Fenced - North Lakeland - $225,000

 Thu, Jan 9th 2025 6:51 pm by David Shippey Lakeland Homes For Sale

The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. Check out additional features below:

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. The Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, and Inside Laundry. The owner installed vinyl planking throughout the home in 2024. No...


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Homes for Sale in Vienna Square, Winter Haven, Central Florida

 Mon, Jan 6th 2025 9:48 am by David Shippey Winter Haven Homes for Sale

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room, Library, Card Room, and a Large Clubhouse for events. Two Big Bonuses for this community is the HOA and CDD Fees. The HOA Fees are only $290 a month for all of the amenities in a Gated Community. CDD Fees? No, there are NO CDD Fees. Property taxes were only $1,567 in 2024. Let’s talk about the Featured Home now available.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Flori...


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Lakeland Home For Sale with NO HOA - $225,000

 Wed, Jan 1st 2025 8:46 am by David Shippey Lakeland Homes For Sale

Tired of living in a Homeowner's Association? Want the freedom to park whatever you want on your property? Don't see the sense in paying monthly or yearly dues for something you don't use? Consider buying this newer home with NO HOA on almost 1 acre. Plenty of room to do whatever you want without any restrictions. Let me know if you would like me to schedule a showing for you.

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. ...


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Waterfront Home For Sale in Winter Haven Florida - $349,900

 Mon, Dec 30th 2024 10:13 am by David Shippey Winter Haven Homes for Sale

This waterfront home is located in Southeast Winter Haven. The Florida Room overlooks the water while you enjoy the air conditioning. For more fresh air, you can relax in your Screened Lanai. The Outside Deck could be used for grilling or more sunlight. You will see ducks, cranes, and otters visiting the pond. Check out all of the other features this home offers you and schedule your showing to see it in person.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities i...


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Mortgage Interest Rates for 30 year and 15 year mortgages 12.19.2024

 Tue, Dec 24th 2024 9:04 am by David Shippey Mortgage Interest Rates

​​​As of 12/19/2024:

30 year mortgages averaged 6.72%

15 year mortgages averaged 5.92%

For more information, view this article Mortgage Interest Rate.


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856 Saddlewood Blvd - 100% Financing Available with USDA or VA Loan

 Mon, Dec 23rd 2024 11:14 am by David Shippey Lakeland Homes For Sale

This home is for sale and qualifies for both USDA and VA financing. Both of these loan programs offer 100% financing to the new owners on this 2021 home in North Lakeland. See more details below.

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. The Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, and Inside Laundry. The owner installed vinyl planking throughout the home in 2024. No c...


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OPEN HOUSE - 2505 SALZBURG LOOP - SATURDAY 12/28 1PM-4PM

 Fri, Dec 20th 2024 10:40 am by David Shippey Winter Haven Open Houses

We will be holding an Open House on 12/28/2024 Saturday from 1pm to 4pm at 2505 Salzburg Loop, Winter Haven, FL 33884. This home is located in Vienna Square and is a 55+ community. Check out the features and amenities below then come visit us during the Open House.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room, Library, Card Room, and a Large Clubhouse for events. Be...


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Home for sale in 55+ Community Winter Haven Florida

 Wed, Dec 18th 2024 11:16 am by David Shippey Winter Haven Homes for Sale

This 55+ community offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room, Library, Card Room, and a Large Clubhouse for events. Be sure to visit the Clubhouse for a list of activities offered each month. Be sure to check the featured home for sale below.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Te...


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Home for Sale Built 2021 with Upgrades - $225,000

 Mon, Dec 16th 2024 10:10 am by David Shippey Lakeland Homes For Sale

The Home was built in 2021. The Roof and Hot Water Heater are only 3 years old. Culligan Water Filtration and Softener System installed in 2021. The owner also installed Vinyl Planking, updated the Lighting and Fans, upgraded the Air Conditioner, and replaced Sump Pump in 2024. Check out some of the other features below.

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. The Home features 3 Be...


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Mortgage Interest Rates for 30 year and 15 year mortgages 12.12.2024

 Fri, Dec 13th 2024 10:05 am by David Shippey Mortgage Interest Rates

​​As of 12/12/2024:

30 year mortgages averaged 6.60%

15 year mortgages averaged 5.84%

For more information, view this article Mortgage Interest Rate.


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Home for Sale in Gated Community in Winter Haven, FL

 Wed, Dec 11th 2024 10:24 am by David Shippey Winter Haven Homes for Sale

This home for sale is located in the Gated Community of Vienna Square in Winter Haven, Florida. The Gate stays closed all day for extra privacy. The home also includes a security system for additional security. Check out some of the other features below and let me know if you would like to schedule a showing of this home.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room...


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Mortgage Interest Rates for 30 year and 15 year mortgages 12.5.2024

 Mon, Dec 9th 2024 6:35 pm by David Shippey Mortgage Interest Rates

​As of 12/5/2024:

30 year mortgages averaged 6.69%

15 year mortgages averaged 5.96%

For more information, view this article Mortgage Interest Rate.


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Open House - 856 SADDLEWOOD BLVD, LAKELAND 12/14 1PM - 4PM

 Fri, Dec 6th 2024 9:07 am by David Shippey Lakeland Open Houses

The home at 856 Saddlewood Blvd in North Lakeland will be open for viewing Saturday 12/14 from 1pm to 4pm. Come out and see what this home has to offer you. The home was built in 2021 and is on almost a 1 acre lot with no HOA and includes a 22x12 outbuilding. See more details below.

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. The Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, ...


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Home for Sale in Winter Haven - Built 2015

 Wed, Dec 4th 2024 3:15 pm by David Shippey Winter Haven Homes for Sale

This Home was built in 2015, so the Air Conditioner, Roof, and Hot Water Heater are only 9 years old. The Homeowner installed New Screening in 2021 and had the Exterior Painted in 2019. Check out the other features below to see if this home is a match for you.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room, Library, Card Room, and a Large Clubhouse for events. Be sure...


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Mortgage Interest Rates for 30 year and 15 year mortgages 11.27.2024

 Mon, Dec 2nd 2024 9:31 am by David Shippey Mortgage Interest Rates

​​​​As of 11/27/2024:

30 year mortgages averaged 6.81%

15 year mortgages averaged 6.10%

For more information, view this article Mortgage Interest Rate.


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Home for Sale in North Lakeland with 22x12 outbuilding

 Fri, Nov 29th 2024 9:25 am by David Shippey Lakeland Homes For Sale

This home is available in North Lakeland for $225,000. Also included on the property is a 22x12 Pet Playhouse. You can continue to use it for your pets or convert it into something else perhaps a chicken coop or greenhouse. Take a look at some of the other features below:

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856 Saddlewood Boulevard
Lakeland, FL

MLS# P4932320 - Residential

Welcome to Saddlewood Estates in North Lakeland. If you are looking for a home on some land, look at this home. The property features just under 1 acre with No HOA. That means you can park your RV, Boats, Trailer, and any other vehicles. The property is completely fenced. The Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, and Inside ...


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Home for Sale 2 Bedrooms, 2 Baths, 2062sqft Living Area in Winter Haven

 Wed, Nov 27th 2024 10:52 am by David Shippey Winter Haven Homes for Sale

This Home features 2 Large Bedrooms plus a Den or Office. There is plenty of room in this Home with over 2000sqft of living area. Check out more of the features below.

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2505 Salzburg Loop
Winter Haven, FL

MLS# P4931555 - Residential

Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room, Library, Card Room, and a Large Clubhouse for events. Be sure to visit the Clubhouse for a list of activities offered each month. Lets talk about this Fea...


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Mortgage Interest Rates for 30 year and 15 year mortgages 11.21.2024

 Mon, Nov 25th 2024 9:46 am by David Shippey Mortgage Interest Rates

​​​As of 11/21/2024:

30 year mortgages averaged 6.84%

15 year mortgages averaged 6.02%

For more information, view this article Mortgage Interest Rate.


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Featured Winter Haven Homes For Sale

David Shippey
Xcellence Realty, Inc.
1102 South Florida Ave
Lakeland, FL 33803

Phone: 863.521.4517
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