David Shippey
863.521.4517

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Price Reduced $50,000! - 4014 Hollyhead Cir N, Lakeland, FL 33811

Mon, Mar 18th 2024 11:49 am by David Shippey Lakeland Homes For Sale

Seller reduced the price to $350,000 today. That is a $50,000 price reduction. Check out the features below. Let me know if you would like to schedule a showing!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help w...



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Mortgage Interest Rates for 30 year and 15 year mortgages 3.14.2024

Sat, Mar 16th 2024 11:45 am by David Shippey Mortgage Interest Rates

As of 3/14/2024:

30 year mortgages averaged 6.74%

15 year mortgages averaged 6.16%

For more information, view this article Mortgage Interest Rate.



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I received a Low Appraisal Value, what do I do?

Wed, Mar 13th 2024 2:41 pm by David Shippey Winter Haven News

I just received a low appraisal value on my home or the home I am purchasing. What do I do? Although the report may look intimidating, there are several key points to investigate to make sure something was not overlooked. Two of those key points are the condition and quality rating. I have received some very low appraisals that just don't make sense only to find the condition and or quality were incorrectly entered. You will find these on each of the properties used in comparison and most importantly the subject property.

Here are the Condition Categories:
C1 - Recently constructed; not previously occupied; new components, fixtures, and mechanical systems
C2 - No deferred maintenance; mini...



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Mortgage Interest Rates for 30 year and 15 year mortgages 3.7.2024

Fri, Mar 8th 2024 3:47 pm by David Shippey Mortgage Interest Rates

As of 3/7/2024:

30 year mortgages averaged 6.88%

15 year mortgages averaged 6.22%

For more information, view this article Mortgage Interest Rate.



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Strawberry Festival in Plant City Florida

Mon, Mar 4th 2024 9:24 am by David Shippey Winter Haven News

If you have not visited the Strawberry Festival in Plant City, Florida, then put it on your TO DO list. The Festival opened February 29th and goes through March 10th. They feature rides, concerts, and all kinds of exhibits. But, the best feature and a must do is the Strawberry Shortcake! Visit their website below:

https://flstrawberryfestival.com/



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.29.2024

Fri, Mar 1st 2024 11:57 am by David Shippey Mortgage Interest Rates

As of 2/29/2024:

30 year mortgages averaged 6.94%

15 year mortgages averaged 6.26%

For more information, view this article Mortgage Interest Rate.



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Have You Filed for Your Homestead Exemption Discount?

Wed, Feb 28th 2024 8:58 am by David Shippey Winter Haven News

If Florida is your primary residence and you own or are buying a home, you can qualify for our Homestead Exemption discount. What is that? The discount can take the first $50,000 value of your home and make that portion property tax free. How much is that? It depends on your millage rate. But, it can save you $1,000 to $2,000 a year in property taxes. If you are paying a mortgage and the lender is paying your taxes, that could reduce your payment by $80 to $165 a month.

In addition to the Homestead Exemption discount, Florida offers another savings in the Save Our Homes program. This program works with the Homestead Exemption discount and limits the amount your property taxes can increas...



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.22.2024

Mon, Feb 26th 2024 8:51 am by David Shippey Mortgage Interest Rates

As of 2/22/2024:

30 year mortgages averaged 6.90%

15 year mortgages averaged 6.29%

For more information, view this article Mortgage Interest Rate.



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4014 Hollyhead Cir N, Lakeland - Open House 3/2/2024 10am - 3pm!

Fri, Feb 23rd 2024 6:57 pm by David Shippey Lakeland Homes For Sale

You are invited to attend our Open House at 4014 Hollyhead Cir N, Lakeland, FL 33811 on Saturday 3/2/2024 from 10am to 3pm. This home needs some updating and some repairs but is a great home in South Lakeland. Seller reduced $25,000 from the asking price and is offering $25,000 back at closing for a new roof, flooring, painting, closing costs, interest rate buy down, or any other renovation the buyer may want. Stop by to see for yourself.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY D...



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.15.2024

Fri, Feb 16th 2024 7:56 pm by David Shippey Mortgage Interest Rates

As of 2/15/2024:

30 year mortgages averaged 6.77%

15 year mortgages averaged 6.12%

For more information, view this article Mortgage Interest Rate.



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Huge Price Reduction! - 4014 Hollyhead Cir N, Lakeland

Mon, Feb 12th 2024 7:45 am by David Shippey Lakeland Homes For Sale

Situations like this don’t happen everyday! You’re going to want to act fast!

Seller just agreed to drop the asking price from $389,900 down to $375,000! But that’s not all… they also INCREASED THE FLEX CASH from $15,000 up to $25,000.

One lucky buyer is going to score a serious deal on this South Lakeland property. Let’s schedule your showing and get your offer on the table before someone else snags it!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOIC...



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.8.2024

Fri, Feb 9th 2024 8:09 am by David Shippey Mortgage Interest Rates

As of 2/8/2024:

30 year mortgages averaged 6.64%

15 year mortgages averaged 5.90%

For more information, view this article Mortgage Interest Rate.



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Pool Home for Sale in South Lakeland

Wed, Feb 7th 2024 4:15 pm by David Shippey Lakeland Homes For Sale

Pool home available in Shepherd South Lakeland. Check out the other features below:

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen A...



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Here are my top two reasons to consider a new-build

Mon, Feb 5th 2024 10:26 am by David Shippey Winter Haven News

Here are my top two reasons to consider a new-build:

1) Builders often offer incentives!

Some builders pay your closing costs. When purchasing a new home, this can amount to as much as $13,000 of savings! Some builders buy down your interest rate. This can reduce your monthly mortgage payments. Some builders offer an upgrade package (like an appliance upgrade) at no additional cost to you.

2) Brand new means... N E W!

On a well-built home, this means you should not have any serious maintenance or repair demands for the next 12-15 years. This can be a HUGE savings. Don't want to wait 9-12 months to build a home from scratch? Many builders have move-in ready homes available or ones that...



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.1.2024

Fri, Feb 2nd 2024 10:06 am by David Shippey Mortgage Interest Rates

As of 2/1/2024:

30 year mortgages averaged 6.63%

15 year mortgages averaged 5.94%

For more information, view this article Mortgage Interest Rate.



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Mortgage Interest Rates for 30 year and 15 year mortgages 1.25.2024

Mon, Jan 29th 2024 7:48 am by David Shippey Mortgage Interest Rates

As of 1/25/2024:

30 year mortgages averaged 6.69%

15 year mortgages averaged 5.96%

For more information, view this article Mortgage Interest Rate.



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Open House - 4014 Hollyhead Cir N, Lakeland - Saturday 2/3 10am-3pm!

Fri, Jan 26th 2024 11:52 am by David Shippey Lakeland Homes For Sale

Come visit us during our Open House Saturday 2/3/24 from 10am to 3pm. This estate sale includes most of the personal property and furniture along with new appliances. The home does need updating such as painting and flooring but has great potential featuring no hoa, .60 acres, 3 car garage, and RV carport. See details below and schedule a private showing if you would like to see it before 2/3.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South loca...



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When will the mortgage interest rates go down so I can buy a home?

Wed, Jan 24th 2024 10:14 am by David Shippey Winter Haven News

When will the mortgage interest rates go down so I can buy a home?

If you find yourself asking this question, I’ve got good news for you!

As a licensed real estate professional, I watch the interest rates very closely. Here’s a mini state of the rates if you will…

Interest rates started to decline on October 26, 2023 after reaching a high of 7.79%. The rates continued to drop every week over the next 10 weeks and closed out 2023 at 6.61%. That may not seem like a lot but dropping over 1% in 2 months is BIG.

It’s forecasted that interest rates will continue to drop in 2024. I believe there’s a good chance we could reach percents in the low 6’s or maybe even into the 5’s within the first quar...



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Home for Sale with 3 Car Garage in Polk County

Mon, Jan 22nd 2024 7:33 am by David Shippey Lakeland Homes For Sale

This home features a 3 Car Garage 23x35 with an additional RV Carport 20x20 and a second Carport for another car to support all of your vehicles. Call for your showing today!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on...



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Mortgage Interest Rates for 30 year and 15 year mortgages 1.18.2024

Fri, Jan 19th 2024 9:40 am by David Shippey Mortgage Interest Rates

As of 1/18/2024:

30 year mortgages averaged 6.60%

15 year mortgages averaged 5.76%

For more information, view this article Mortgage Interest Rate.



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