David Shippey
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Mortgage Interest Rates for 30 year and 15 year mortgages 4.18.2024

Fri, Apr 19th 2024 6:23 pm by David Shippey Mortgage Interest Rates

As of 4/18/2024:

30 year mortgages averaged 7.10%

15 year mortgages averaged 6.39%

For more information, view this article Mortgage Interest Rate.



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Home in Lakeland with Bonus Room Plus Loft

Mon, Apr 15th 2024 2:22 pm by David Shippey Lakeland Homes For Sale

This home includes an enclosed garage which gives you an 18x19 bonus room that could be used for many things such as an entertainment room, gathering room, bedroom, office, etc. The detached garage features an upstairs Loft measuring 14x36. It is just used for storage now but could be converted into almost anything you like.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. T...



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.11.2024

Fri, Apr 12th 2024 8:58 am by David Shippey Mortgage Interest Rates

As of 4/11/2024:

30 year mortgages averaged 6.88%

15 year mortgages averaged 6.16%

For more information, view this article Mortgage Interest Rate.



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Thinking about selling your home? Make sure you choose the right realtor!

Wed, Apr 10th 2024 11:30 am by David Shippey Winter Haven News

Thinking about selling your home? Make sure you choose the right realtor!

From comparative market analysis, estimated net sheets, and open houses to professional photos, social media advertising and website features, I make sure to deliver unforgettable service and undeniable results.

But don’t just take my word for it. Search “David Shippey realtor reviews” and see what my previous customers had to say about their experience.

Mention seeing this post, and I’ll run the numbers to get you the lowest possible commission for your property. PLUS you’ll get $500 back from me at closing for seller closing costs!



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Home For Sale with RV Carport in South Lakeland

Mon, Apr 8th 2024 9:30 am by David Shippey Lakeland Homes For Sale

This home features a RV Carport in the backyard on over a half acre with a detached 3 car garage. Take a look at the potential below:

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help with your electric bills. The...



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.4.2024

Fri, Apr 5th 2024 10:01 am by David Shippey Mortgage Interest Rates

As of 4/4/2024:

30 year mortgages averaged 6.82%

15 year mortgages averaged 6.06%

For more information, view this article Mortgage Interest Rate.



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Thinking about doing a Garage Conversion?

Wed, Apr 3rd 2024 11:13 am by David Shippey Winter Haven News

Thinking about doing a garage conversion?

If you need more living space, a possibility for more space would be to convert your garage to a living area. Two car garages average about 400sqft living area while a one car garage will give you about 300sqft. This can be a big addition to your living space if you do not need the garage for your cars. Some of the options could include a large bedroom with a bath, family room, office, craft room, movie theater, game room, gym, in-law suite to name a few.

What does it take for such a project? I would recommend getting a professional licensed general contractor to accomplish your goal. This will ensure your conversion is up to code requirements. ...



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Home For Sale in Shepherd South, Lakeland FL 33811

Tue, Apr 2nd 2024 11:18 am by David Shippey Lakeland Homes For Sale

This home is located in Shepherd South which is in South Lakeland, Florida. Check out the features below. Call your agent to schedule a showing.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help with your electric...



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Mortgage Interest Rates for 30 year and 15 year mortgages 3.28.2024

Fri, Mar 29th 2024 9:16 am by David Shippey Mortgage Interest Rates

As of 3/28/2024:

30 year mortgages averaged 6.79%

15 year mortgages averaged 6.11%

For more information, view this article Mortgage Interest Rate.



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Mortgage Interest Rates for 30 year and 15 year mortgages 3.21.2024

Fri, Mar 22nd 2024 12:51 pm by David Shippey Mortgage Interest Rates

As of 3/21/2024:

30 year mortgages averaged 6.87%

15 year mortgages averaged 6.21%

For more information, view this article Mortgage Interest Rate.



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Ready to buy a house but feel overwhelmed with all the elements that go into finding the right home for you?

Wed, Mar 20th 2024 9:05 am by David Shippey Winter Haven News

Ready to buy a house but feel overwhelmed with all the elements that go into finding the right home for you?

Working with a realtor you can trust changes everything!

I’ve been a full-time, licensed real estate professional since 2005, so I’ve seen and navigated nearly every scenario possible. My promise to you boils down to unforgettable service and undeniable results.

Seeing is believing! When you choose me as your realtor and mention this post, I’ll waive the transaction fee most realtors charge and pay for your first and hopefully only home inspection (up to a $500 value)! Plus, you’ll gain access to the nearly 5,000 home listings currently available in Polk County.

Search “David Shippey...



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Price Reduced $50,000! - 4014 Hollyhead Cir N, Lakeland, FL 33811

Mon, Mar 18th 2024 11:49 am by David Shippey Lakeland Homes For Sale

Seller reduced the price to $350,000 today. That is a $50,000 price reduction. Check out the features below. Let me know if you would like to schedule a showing!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help w...



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Mortgage Interest Rates for 30 year and 15 year mortgages 3.14.2024

Sat, Mar 16th 2024 11:45 am by David Shippey Mortgage Interest Rates

As of 3/14/2024:

30 year mortgages averaged 6.74%

15 year mortgages averaged 6.16%

For more information, view this article Mortgage Interest Rate.



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I received a Low Appraisal Value, what do I do?

Wed, Mar 13th 2024 2:41 pm by David Shippey Winter Haven News

I just received a low appraisal value on my home or the home I am purchasing. What do I do? Although the report may look intimidating, there are several key points to investigate to make sure something was not overlooked. Two of those key points are the condition and quality rating. I have received some very low appraisals that just don't make sense only to find the condition and or quality were incorrectly entered. You will find these on each of the properties used in comparison and most importantly the subject property.

Here are the Condition Categories:
C1 - Recently constructed; not previously occupied; new components, fixtures, and mechanical systems
C2 - No deferred maintenance; mini...



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Mortgage Interest Rates for 30 year and 15 year mortgages 3.7.2024

Fri, Mar 8th 2024 3:47 pm by David Shippey Mortgage Interest Rates

As of 3/7/2024:

30 year mortgages averaged 6.88%

15 year mortgages averaged 6.22%

For more information, view this article Mortgage Interest Rate.



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Strawberry Festival in Plant City Florida

Mon, Mar 4th 2024 9:24 am by David Shippey Winter Haven News

If you have not visited the Strawberry Festival in Plant City, Florida, then put it on your TO DO list. The Festival opened February 29th and goes through March 10th. They feature rides, concerts, and all kinds of exhibits. But, the best feature and a must do is the Strawberry Shortcake! Visit their website below:

https://flstrawberryfestival.com/



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.29.2024

Fri, Mar 1st 2024 11:57 am by David Shippey Mortgage Interest Rates

As of 2/29/2024:

30 year mortgages averaged 6.94%

15 year mortgages averaged 6.26%

For more information, view this article Mortgage Interest Rate.



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Have You Filed for Your Homestead Exemption Discount?

Wed, Feb 28th 2024 8:58 am by David Shippey Winter Haven News

If Florida is your primary residence and you own or are buying a home, you can qualify for our Homestead Exemption discount. What is that? The discount can take the first $50,000 value of your home and make that portion property tax free. How much is that? It depends on your millage rate. But, it can save you $1,000 to $2,000 a year in property taxes. If you are paying a mortgage and the lender is paying your taxes, that could reduce your payment by $80 to $165 a month.

In addition to the Homestead Exemption discount, Florida offers another savings in the Save Our Homes program. This program works with the Homestead Exemption discount and limits the amount your property taxes can increas...



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Mortgage Interest Rates for 30 year and 15 year mortgages 2.22.2024

Mon, Feb 26th 2024 8:51 am by David Shippey Mortgage Interest Rates

As of 2/22/2024:

30 year mortgages averaged 6.90%

15 year mortgages averaged 6.29%

For more information, view this article Mortgage Interest Rate.



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4014 Hollyhead Cir N, Lakeland - Open House 3/2/2024 10am - 3pm!

Fri, Feb 23rd 2024 6:57 pm by David Shippey Lakeland Homes For Sale

You are invited to attend our Open House at 4014 Hollyhead Cir N, Lakeland, FL 33811 on Saturday 3/2/2024 from 10am to 3pm. This home needs some updating and some repairs but is a great home in South Lakeland. Seller reduced $25,000 from the asking price and is offering $25,000 back at closing for a new roof, flooring, painting, closing costs, interest rate buy down, or any other renovation the buyer may want. Stop by to see for yourself.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY D...



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