As of 4/20/2023:
30 year mortgages averaged 6.39%
15 year mortgages averaged 5.76%
For more information, view this article Mortgage Interest Rate.
Posts
Mortgage Interest Rates for 30 year and 15 year mortgages 4.20.2023
Fri, Apr 21st 2023 10:13 am by David Shippey Mortgage Interest Rates
Apr 21
2023
10:13 am
Posted By David Shippey No comments
Deed Restrictions!
Wed, Apr 19th 2023 5:18 pm by David Shippey Buyer TipsBuyer Tip: Deed Restrictions
Ask for a copy of the deed restrictions, then review what the community allows. Make sure it matches your lifestyle!
How much are the homeowner's association fees, and when are they due?
Also, look for capital contributions when joining the community. These are amounts charged by the homeowner's association to join the community which are paid at closing.
Did today's tip spark a question? Give me a call!
David Shippey | Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central Florida Home Buyers and Sellers Since 2005
Apr 19
2023
5:18 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 4.13.2023
Mon, Apr 17th 2023 11:18 am by David Shippey Mortgage Interest RatesAs of 4/13/2023:
30 year mortgages averaged 6.27%
15 year mortgages averaged 5.54%
For more information, view this article Mortgage Interest Rate.
Apr 17
2023
11:18 am
Posted By David Shippey No comments
Open House - 746 Terranova Ln - 4/22/2023 10am to 3pm
Fri, Apr 14th 2023 10:14 am by David Shippey WINTER HAVEN OPEN HOUSEWe will be holding an Open House Saturday 4/22/2023 from 10am to 3pm at 746 Terranova Ln, Winter Haven, FL 33884. Stop by and see what this home has to offer you. For a private showing prior to Open House, contact David Shippey at 863-521-4517.
746 Terranova Lane
Winter Haven, FL
MLS# P4924959 - ResidentialWelcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden...
Apr 14
2023
10:14 am
Posted By David Shippey Comments: 1
Home for Sale - Remodeled Baths with Walk-in Tile Shower - Winter Haven, Florida 33884
Thu, Apr 13th 2023 9:06 am by David Shippey Winter Haven Homes for SaleThis Home was built in 2005. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also remodeled in 2019. Check out the other features below. Call for your Showing!
746 Terranova Lane
Winter Haven, FL
MLS# P4924959 - ResidentialWelcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks...
Apr 13
2023
9:06 am
Posted By David Shippey No comments
Repairs & Upgrades!
Mon, Apr 10th 2023 8:58 am by David Shippey Seller TipsSeller Tip: Repairs & Upgrades
Thinking about doing some upgrades or repairs to your home?
Be sure to check with your Realtor first! Some upgrades and repairs add value when selling your home, and some don't get you the return you think they might. He/she will be able to advise which improvement projects are most worth your time and effort!
Were you aware that not all upgrades get you a big return?
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central FL Home Buyers & Sellers Since 2005
Apr 10
2023
8:58 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 4.6.2023
Sat, Apr 8th 2023 11:16 am by David Shippey Mortgage Interest RatesAs of 4/6/2023:
30 year mortgages averaged 6.28%
15 year mortgages averaged 5.64%
For more information, view this article Mortgage Interest Rate.
Apr 8
2023
11:16 am
Posted By David Shippey No comments
Home for Sale - Backyard Fenced with Large Lanai - Southeast Winter Haven
Thu, Apr 6th 2023 10:04 am by David Shippey Winter Haven Homes for SaleDo you need a Large Backyard Fenced? Would a Screened Lanai make it better? Found it! This Home is located in Southeast Winter Haven, Fl. Check out all of the Features:
746 Terranova Lane
Winter Haven, FL
MLS# P4924959 - ResidentialWelcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also...
Apr 6
2023
10:04 am
Posted By David Shippey No comments
Location, Location, Location!
Tue, Apr 4th 2023 11:41 am by David Shippey Buyer TipsBuyer Tip: Location, Location, Location
So many elements go into this one! How long of a commute are you willing to make? Does the neighborhood need to fall within a specific school zone? Are grocery stores and restaurants close by? Do they need to be, or are you content with more secluded areas? Do you spend a lot of time at the home of friends or family? Consider that drive time too!
Think about the overall community's location too! Are you happy with the neighbor's property maintenance? Does the community offer amenities that are important to you? Is it located in an area that you qualify as safe?
I recommend driving by any potential house BEFORE scheduling a showing. No need to waste yo...
Apr 4
2023
11:41 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 3.30.2023
Sat, Apr 1st 2023 8:00 am by David Shippey Mortgage Interest RatesAs of 3/30/2023:
30 year mortgages averaged 6.32%
15 year mortgages averaged 5.56%
For more information, view this article Mortgage Interest Rate.
Apr 1
2023
8:00 am
Posted By David Shippey No comments
Home for Sale - Gated Community in Winter Haven, FL 33884
Thu, Mar 30th 2023 10:02 am by David Shippey Winter Haven Homes for Sale
746 Terranova Lane
Winter Haven, FL
MLS# P4924959 - ResidentialWelcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also remodeled in 2019. Enjoy your 16x13 Screened Lanai in the privacy of your Fenced Backyard with no neighbors behind you. Close to LegoLand, Highway 27, and Cypress Garden...
Mar 30
2023
10:02 am
Posted By David Shippey No comments
Estimated Closing Costs!
Wed, Mar 29th 2023 3:10 pm by David Shippey Seller TipsSeller Tip: Estimated Closing Costs
After you and your Realtor determine the listing price, ask for an Estimated Net Sheet of your closing costs. This document will show you the usual expenses, commissions, and the net proceeds you will have after you close.
There are closing costs for buyers and different closing costs for sellers. If your net proceeds are too low, it may not be a good time to sell your home.
Did today's tips spark a question? Give me a call and let's talk!
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central FL Home Buyers & Sellers Since 2005
Mar 29
2023
3:10 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 3.23.2023
Mon, Mar 27th 2023 7:41 am by David Shippey Mortgage Interest RatesAs of 3/23/2023:
30 year mortgages averaged 6.42%
15 year mortgages averaged 5.68%
For more information, view this article Mortgage Interest Rate.
Mar 27
2023
7:41 am
Posted By David Shippey No comments
Homes For Sale in Terranova, Winter Haven, Florida 33884
Thu, Mar 23rd 2023 10:59 am by David Shippey Winter Haven Homes for SaleWelcome to Terranova. This gated community is located in Southeast Winter Haven close to Highway 27, Legoland, and Cypress Gardens Blvd. The community is very well maintained and close to everything you may need. At the time of this post, there are only 2 homes available in this community out of 440 homes. Check out the Featured Home from this community, pictures, features, and virtual tour below:
746 Terranova Lane
Winter Haven, FL
MLS# P4924959 - ResidentialWelcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recess...
Mar 23
2023
10:59 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 3.16.2023
Mon, Mar 20th 2023 10:04 am by David Shippey Mortgage Interest RatesAs of 3/16/2023:
30 year mortgages averaged 6.6%
15 year mortgages averaged 5.9%
For more information, view this article Mortgage Interest Rate.
Mar 20
2023
10:04 am
Posted By David Shippey No comments
Home For Sale - 746 Terranova Ln, Winter Haven, FL 33884
Thu, Mar 16th 2023 9:21 pm by David Shippey Winter Haven Homes for SaleNew Listing in the Gated Community of Terranova in Winter Haven, Florida. See what this home has to offer you. Call for your private showing or with any questions.
746 Terranova Lane
Winter Haven, FL
MLS# P4924959 - ResidentialWelcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also re...
Mar 16
2023
9:21 pm
Posted By David Shippey No comments
Maximum Purchase Price!
Wed, Mar 15th 2023 7:17 am by David Shippey Buyer TipsBuyer Tip: Max Purchase Price
You already found a good Realtor, know your loan pre-approval amount, and made a list of needs and wants.
Next up -- decide how much you are willing to spend for a home that matches your list of needs.
Pro tip: if you're pre-approved for $300,000 but want to stay between $200,000 to $250,000, let your Realtor know. This will help them better curate the potential home list they share with you.
Did today's tip spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey | Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central Florida Home Buyers and Sellers Since 2005
Mar 15
2023
7:17 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 3.9.2023
Sat, Mar 11th 2023 3:44 pm by David Shippey Mortgage Interest RatesAs of 3/9/2023:
30 year mortgages averaged 6.73%
15 year mortgages averaged 5.95%
For more information, view this article Mortgage Interest Rate.
Mar 11
2023
3:44 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 3.2.2023
Sat, Mar 4th 2023 10:05 am by David Shippey Mortgage Interest RatesAs of 3/2/2023:
30 year mortgages averaged 6.65%
15 year mortgages averaged 5.89%
For more information, view this article Mortgage Interest Rate.
Mar 4
2023
10:05 am
Posted By David Shippey No comments
What is Homestead Exemption?
Tue, Feb 28th 2023 8:39 am by David Shippey Winter Haven NewsWhat is Homestead Exemption?
If the property is your primary residence, Florida provides up to a $50,000 exemption on your property taxes. For example, if your home is valued at $300,000 and you have a $50,000 homestead exemption (because the home is your primary residence), you will only be taxed on $250,000 instead of $300,000 value. This exemption could save you about $1,000 a year on your property taxes!
How do I get the exemption?
A couple checkpoints are required to obtain the homestead exemption. You must own the home prior to January 1 to receive homestead exemption for the following year. You also must file for homestead exemption with your county's property appraiser prior to...
Feb 28
2023
8:39 am
Posted By David Shippey No comments