As of 6/22/2023:
30 year mortgages averaged 6.67%
15 year mortgages averaged 6.03%
For more information, view this article Mortgage Interest Rate.
Posts by : David Shippey
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Mortgage Interest Rates for 30 year and 15 year mortgages 6.22.2023
Mon, Jun 26th 2023 11:20 am by David Shippey Mortgage Interest Rates
Jun 26
2023
11:20 am
Posted By David Shippey No comments
Price Reduced $10,000 - 2014 Misty Morning Dr - Winter Haven, FL
Fri, Jun 23rd 2023 9:26 am by David Shippey Winter Haven Homes for SaleSeller reduced the price by $10,000 today making the asking price now $385,000. Check out all of the features, pictures, and virtual tours below. One of the big features includes a 600sqft detached block workshop with a full bath. The building could remain a workshop or be converted into a Guest House, In-Law Suite, or College Bedroom. Call for your showing soon.
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with ...
Jun 23
2023
9:26 am
Posted By David Shippey No comments
Future Credit Changes
Thu, Jun 22nd 2023 8:58 am by David Shippey Buyer TipsBuyer Tip: Future Credit Changes
If you are getting a loan, DO NOT make any changes at all to your credit without first consulting your lender. Things like opening or closing accounts, paying down credit cards, eliminating debt, changing checking accounts, buying a car, buying furniture, etc. have the potential to stop your loan.
Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Jun 22
2023
8:58 am
Posted By David Shippey No comments
Home for Sale in Southwest Winter Haven Close to Polk Parkway
Tue, Jun 20th 2023 1:31 pm by David Shippey Winter Haven Homes for SaleThis home is located in Southwest Winter Haven close to the Polk Parkway. This location gives you fast access to Lakeland, Orlando, Brandon, and Tampa. Downtown Winter Haven is only about 15 minutes away. Check out the features below:
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Granite Countertops in Kitchen and Bathrooms, Beautiful Cerami...
Jun 20
2023
1:31 pm
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 6.15.2023
Fri, Jun 16th 2023 7:40 am by David Shippey Mortgage Interest RatesAs of 6/15/2023:
30 year mortgages averaged 6.69%
15 year mortgages averaged 6.10%
For more information, view this article Mortgage Interest Rate.
Jun 16
2023
7:40 am
Posted By David Shippey No comments
Title Insurance!
Wed, Jun 14th 2023 8:57 am by David Shippey Seller TipsSeller Tip: Title Insurance
If you are selling your home after owning it for less than 3 years, you are entitled to a discount on your title insurance premium policy through the title company! You must produce the policy from your last closing to get the discount.
Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Jun 14
2023
8:57 am
Posted By David Shippey No comments
Home for Sale - Possible In-law Suite Conversion - Winter Haven, FL
Mon, Jun 12th 2023 9:25 am by David Shippey Winter Haven Homes for SaleThis home features a 600sqft workshop with a full bath. Don't need a workshop? This detached block building could be converted into an In-law Suite or Craft Room or for a College Student that needs some space. Check out the other features below:
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Granite Countertops in Kitchen and Bathrooms, Beaut...
Jun 12
2023
9:25 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 6.8.2023
Fri, Jun 9th 2023 11:08 am by David Shippey Mortgage Interest RatesAs of 6/8/2023:
30 year mortgages averaged 6.71%
15 year mortgages averaged 6.07%
For more information, view this article Mortgage Interest Rate.
Jun 9
2023
11:08 am
Posted By David Shippey No comments
Inspections!
Wed, Jun 7th 2023 9:15 am by David Shippey Buyer TipsBuyer Tip: Inspections
We always suggest a full home inspection, termite inspection, and septic inspection (if the home is not on a sewer). The results of these inspections give you a good picture of the condition of the home.
Spoiler alert: the home inspection report WILL NOT be blank. Inspectors list all minor and major issues, and that is exactly what you want to see. Sellers typically do not fix cosmetic items, but that is OK. This gives you a list of items to slowly tackle once the home is yours.
If the home is not new, I recommend a four-point inspection and wind mitigation report for insurance purposes. Bonus: The wind mitigation report may give you a better rate on your insurance pre...
Jun 7
2023
9:15 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 6.1.2023
Mon, Jun 5th 2023 2:34 pm by David Shippey Mortgage Interest RatesAs of 6/1/2023:
30 year mortgages averaged 6.79%
15 year mortgages averaged 6.18%
For more information, view this article Mortgage Interest Rate.
Jun 5
2023
2:34 pm
Posted By David Shippey No comments
Open House - 2014 Misty Morning Dr, Winter Haven, FL - 6/10 10am-3pm
Fri, Jun 2nd 2023 9:58 am by David Shippey Winter Haven Open HousesWe will be holding an Open House at 2014 Misty Morning Dr, Winter Haven, FL 33880 on Saturday 6/10/2023 from 10am to 3pm. Some of the top features include Granite Countertops, Tile and Vinyl Plank Flooring, Extra Large Lanai, Extra Large Garage, New Roof 2018, Detached Block Workshop, RV Port, and much more. Check out all of the features below. Stop by during the Open House and see for yourself.
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft...
Jun 2
2023
9:58 am
Posted By David Shippey Comments: 1
Survey!
Wed, May 31st 2023 9:58 am by David Shippey Seller TipsSeller Tip: Survey
New surveys can sometimes delay closings. If you have a current survey in your possession, it can sometimes expedite your closing if there are survey delays with providers.
The survey must be accurate of your property currently. If you installed a new driveway, added a workshop, added fencing, etc. then a new survey will be needed by the buyer if they are financing your home.
Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
May 31
2023
9:58 am
Posted By David Shippey No comments
Home For Sale includes 30x18 RV Port on .37 acres
Mon, May 29th 2023 9:39 am by David Shippey Winter Haven Homes for SaleThis home is currently for sale and ready for move in. One of the features includes a 30x18 RV Port with power. Previous owner had room to keep 2 RVs on this .37 acre lot. Check out the other features of this Custom Home:
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Granite Countertops in Kitchen and Bathrooms, Beautiful Ceramic Tile and Vi...
May 29
2023
9:39 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 5.25.2023
Fri, May 26th 2023 11:10 am by David Shippey Mortgage Interest RatesAs of 5/25/2023:
30 year mortgages averaged 6.57%
15 year mortgages averaged 5.97%
For more information, view this article Mortgage Interest Rate.
May 26
2023
11:10 am
Posted By David Shippey No comments
Money Out of Pocket!
Wed, May 24th 2023 9:35 am by David Shippey Buyer TipsBuyer Tip: Money out of Pocket
The first expense will be your escrow deposit or earnest money as it is sometimes called. It is usually 1% to 2% of the purchase price. This is within a few short days after you execute sales contract.
During the first phase you met with a lender to get preapproved. Part of that process will tell you how much you need for a down payment based on your loan program and desires. Some loans allow 3.5%, 5%, 10%, and 20% of the purchase price. The down payment is paid at closing and takes into account your deposit.
Inspections are the next expense. Depending on the inspections chosen, they can amount to $1,000 paid at time of inspection.
Most lenders ask you to ...
May 24
2023
9:35 am
Posted By David Shippey No comments
Home For Sale - Country Walk Estates - Winter Haven, FL
Mon, May 22nd 2023 8:40 am by David Shippey Winter Haven Homes for SaleWelcome to Country Walk Estates in Southwest Winter Haven, FL. This custom home is located close to the Polk Parkway for easy access to Lakeland, Tampa, and Orlando. This home was built in 2003 and has been updated. Be sure to view the pictures, description of features, and the virtual tour. Call with any questions.
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of...
May 22
2023
8:40 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 5.18.2023
Fri, May 19th 2023 8:29 am by David Shippey Mortgage Interest RatesAs of 5/18/2023:
30 year mortgages averaged 6.39%
15 year mortgages averaged 5.75%
For more information, view this article Mortgage Interest Rate.
May 19
2023
8:29 am
Posted By David Shippey No comments
Seller's Disclosure!
Wed, May 17th 2023 9:47 am by David Shippey Seller TipsSeller Tip: Seller's Disclosure
Complete a seller's disclosure. This allows you to document events at your home by area. It is important to disclose every known fact about your home to potential buyers. There is nothing at all wrong with having a problem that you resolved, but you must disclose this information. Be sure to document what happened, how you addressed it, and the current condition of that specific situation.
Did today's tip spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!
David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
May 17
2023
9:47 am
Posted By David Shippey No comments
Home For Sale - Custom Home includes Detached Block Workshop - Winter Haven, FL
Mon, May 15th 2023 11:45 am by David Shippey Winter Haven Homes for SaleThis Custom Home is waiting for it's new owners. One of the features of this home is the 29x19 Detached Block Workshop. This Workshop would work for any hobby from wood working to cars to even a game room separate from the home. Take a look at the other features and call for your showing soon!
2014 Misty Morning Drive
Winter Haven, FL
MLS# P4925608 - ResidentialWelcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Gr...
May 15
2023
11:45 am
Posted By David Shippey No comments
Mortgage Interest Rates for 30 year and 15 year mortgages 5.11.2023
Fri, May 12th 2023 9:54 am by David Shippey Mortgage Interest RatesAs of 5/11/2023:
30 year mortgages averaged 6.35%
15 year mortgages averaged 5.75%
For more information, view this article Mortgage Interest Rate.
May 12
2023
9:54 am
Posted By David Shippey No comments