David Shippey
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Should I use 3-Tab or Dimensional Asphalt Shingles?

Mon, May 27th 2024 12:38 pm by David Shippey Winter Haven News

What is the better choice with asphalt shingles, 3-tab or dimensional architectural shingles?

I get this question all of the time. I am sure the answer is probably different depending on where you live. This blog is the opinion of living in Florida which is a hurricane state.

The 3-tab shingles, which are used often, provides that smooth look across your roof with the shingles laying flat. Many homeowners like this look as it is uniform. In Florida, the life expectancy of this shingle can vary between 13 to 17 years with the average being about 15 years of life.

The dimensional or architectural shingles as they are sometimes called are layered on your roof. When looking across your roo...



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.23.2024

Fri, May 24th 2024 9:31 am by David Shippey Mortgage Interest Rates

As of 5/23/2024:

30 year mortgages averaged 6.94%

15 year mortgages averaged 6.24%

For more information, view this article Mortgage Interest Rate.



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COMMUNITY OPEN HOUSE - FOREST RIDGE, WINTER HAVEN - SATURDAY 6.1.2024

Wed, May 22nd 2024 3:47 pm by David Shippey Winter Haven Open Houses

We will be holding a Community Open House on Saturday 6/1/2024 from 1pm until 4pm at Forest Ridge in Winter Haven Florida. We plan to open as many homes as are able to do Open Houses that are for sale on the same day and time so you can go house to house. Today, there are currently 10 homes in the community with different sizes and prices for sale. Let me know if you would like a complete list of homes available in the community. The following home will be in the Community Open House.

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6030 Forest Ridge Lane
Winter Haven, FL

MLS# P4930074 - Residential

PRICE REDUCED! Welcome to the Forest Ridge Community located in Northeast Winter Haven between Lake Henry and Lake Hamilton cl...



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Hometown Heroes Loan Program Funded $100 Million! 7.1.2024

Mon, May 20th 2024 8:48 pm by David Shippey Winter Haven News

If you’re a first time homebuyer, this EXCITING NEWS is for you. The extremely popular Hometown Heroes down payment assistance program will get $100 million in funding on July 1!

While the guidelines for this new allotment haven’t been released just yet, the last version of this program provided 5% down payment assistance up to $35k with a minimum of $10k that could be used for down payment, closing costs, prepaids or a combination of these.

NOTE: These funds always deplete quickly! In order to reserve your share, you must be under contract. Which means NOW is the time to start looking for your home!

Ready to get started? Give me a call.

David Shippey
Xcellence Realty, Inc.



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.16.2024

Fri, May 17th 2024 2:09 pm by David Shippey Mortgage Interest Rates

As of 5/16/2024:

30 year mortgages averaged 7.02%

15 year mortgages averaged 6.28%

For more information, view this article Mortgage Interest Rate.



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Homes for Sale in Forest Ridge, Winter Haven

Wed, May 15th 2024 6:36 pm by David Shippey Winter Haven Homes for Sale

Welcome to the Forest Ridge Community located in Northeast Winter Haven between Lake Henry and Lake Hamilton close to Highway 27. Winter Haven offers a Chain of Lakes for your boating, fishing, and skiing enjoyment! Winter Haven is also the home for Legoland a popular theme park.

This community currently has 10 homes available for sale ranging in size and price. The community consists of 147 homesites so that is less than 7% for sale at this time. Prices range from $271,000 to $500,000. Sizes available range from 1525 feet of living area to 2696 feet. Check out the featured home below. Let me know if you have any questions.

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6030 Forest Ridge Lane
Winter Haven, FL

MLS# P493007...


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Mortgage Interest Rates for 30 year and 15 year mortgages 5.9.2024

Fri, May 10th 2024 10:10 am by David Shippey Mortgage Interest Rates

As of 5/9/2024:

30 year mortgages averaged 7.09%

15 year mortgages averaged 6.38%

For more information, view this article Mortgage Interest Rate.



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Price Reduced! - 6030 Forest Ridge Ln, Winter Haven - $389,900

Tue, May 7th 2024 9:19 am by David Shippey Winter Haven Homes for Sale

Price reduced for a quick sale on this home. Home features 4 bedrooms, 2.5 baths, 2 story, 2526sqft living area, 2 car garage, and vinyl fenced backyard. Check out more features below. Call today for your showing.

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6030 Forest Ridge Lane
Winter Haven, FL

MLS# P4930074 - Residential

PRICE REDUCED! Welcome to the Forest Ridge Community located in Northeast Winter Haven between Lake Henry and Lake Hamilton close to Highway 27. Winter Haven offers a Chain of Lakes for your boating, fishing, and skiing enjoyment! Winter Haven is also the home for Legoland a popular theme park. This home was built by D R Horton in 2016 featuring 2 Stories with 2526 square feet living area, 4 Bedroom...



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.2.2024

Fri, May 3rd 2024 3:36 pm by David Shippey Mortgage Interest Rates

As of 5/2/2024:

30 year mortgages averaged 7.22%

15 year mortgages averaged 6.47%

For more information, view this article Mortgage Interest Rate.



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.25.2024

Mon, Apr 29th 2024 9:18 pm by David Shippey Mortgage Interest Rates

As of 4/25/2024:

30 year mortgages averaged 7.17%

15 year mortgages averaged 6.44%

For more information, view this article Mortgage Interest Rate.



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OPEN HOUSE - 6030 Forest Ridge Ln, Winter Haven, FL 33881 - Saturday 5.4.2024

Fri, Apr 26th 2024 3:34 pm by David Shippey Winter Haven Open Houses

We will be holding an Open House at 6030 Forest Ridge Ln, Winter Haven, FL 33881 on Saturday 5/4/2024 from 10am to 3pm. If you are looking for a home over 2500sqft with 4 bedrooms in Winter Haven, be sure to visit our Open House. If you would like to see the home sooner, you can contact me directly. Check out the features below.

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6030 Forest Ridge Lane
Winter Haven, FL

MLS# P4930074 - Residential

Welcome to the Forest Ridge Community located in Northeast Winter Haven between Lake Henry and Lake Hamilton close to Highway 27. Winter Haven offers a Chain of Lakes for your boating, fishing, and skiing enjoyment! Winter Haven is also the home for Legoland a popular theme park. This...



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Home for Sale - 6030 Forest Ridge Ln, Winter Haven, FL 33881 - $395,000

Mon, Apr 22nd 2024 10:12 am by David Shippey Winter Haven Homes for Sale

This home is located in Northeast Winter Haven. It was built in 2016 by D R Horton builders. The home features over 2500sqft living area. View the pictures and full description below. Call to schedule a showing or for any questions about the property.

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6030 Forest Ridge Lane
Winter Haven, FL

MLS# P4930074 - Residential

Welcome to the Forest Ridge Community located in Northeast Winter Haven between Lake Henry and Lake Hamilton close to Highway 27. Winter Haven offers a Chain of Lakes for your boating, fishing, and skiing enjoyment! Winter Haven is also the home for Legoland a popular theme park. This home was built by D R Horton in 2016 featuring 2 Stories with 2526 square feet...



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.18.2024

Fri, Apr 19th 2024 6:23 pm by David Shippey Mortgage Interest Rates

As of 4/18/2024:

30 year mortgages averaged 7.10%

15 year mortgages averaged 6.39%

For more information, view this article Mortgage Interest Rate.



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Home in Lakeland with Bonus Room Plus Loft

Mon, Apr 15th 2024 2:22 pm by David Shippey Lakeland Homes For Sale

This home includes an enclosed garage which gives you an 18x19 bonus room that could be used for many things such as an entertainment room, gathering room, bedroom, office, etc. The detached garage features an upstairs Loft measuring 14x36. It is just used for storage now but could be converted into almost anything you like.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. T...



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.11.2024

Fri, Apr 12th 2024 8:58 am by David Shippey Mortgage Interest Rates

As of 4/11/2024:

30 year mortgages averaged 6.88%

15 year mortgages averaged 6.16%

For more information, view this article Mortgage Interest Rate.



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Thinking about selling your home? Make sure you choose the right realtor!

Wed, Apr 10th 2024 11:30 am by David Shippey Winter Haven News

Thinking about selling your home? Make sure you choose the right realtor!

From comparative market analysis, estimated net sheets, and open houses to professional photos, social media advertising and website features, I make sure to deliver unforgettable service and undeniable results.

But don’t just take my word for it. Search “David Shippey realtor reviews” and see what my previous customers had to say about their experience.

Mention seeing this post, and I’ll run the numbers to get you the lowest possible commission for your property. PLUS you’ll get $500 back from me at closing for seller closing costs!



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Home For Sale with RV Carport in South Lakeland

Mon, Apr 8th 2024 9:30 am by David Shippey Lakeland Homes For Sale

This home features a RV Carport in the backyard on over a half acre with a detached 3 car garage. Take a look at the potential below:

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help with your electric bills. The...



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.4.2024

Fri, Apr 5th 2024 10:01 am by David Shippey Mortgage Interest Rates

As of 4/4/2024:

30 year mortgages averaged 6.82%

15 year mortgages averaged 6.06%

For more information, view this article Mortgage Interest Rate.



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Thinking about doing a Garage Conversion?

Wed, Apr 3rd 2024 11:13 am by David Shippey Winter Haven News

Thinking about doing a garage conversion?

If you need more living space, a possibility for more space would be to convert your garage to a living area. Two car garages average about 400sqft living area while a one car garage will give you about 300sqft. This can be a big addition to your living space if you do not need the garage for your cars. Some of the options could include a large bedroom with a bath, family room, office, craft room, movie theater, game room, gym, in-law suite to name a few.

What does it take for such a project? I would recommend getting a professional licensed general contractor to accomplish your goal. This will ensure your conversion is up to code requirements. ...



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Home For Sale in Shepherd South, Lakeland FL 33811

Tue, Apr 2nd 2024 11:18 am by David Shippey Lakeland Homes For Sale

This home is located in Shepherd South which is in South Lakeland, Florida. Check out the features below. Call your agent to schedule a showing.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help with your electric...



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