To schedule a showing of 5820 Arboretum Street, Saint Cloud, Florida, Call David Shippey at 863-521-4517 TODAY!
$515,000 | 5 beds | 3 full baths | N/A half baths | 2,601 sqft
Saint Cloud, FL 34771
- 5Beds
- 3.00Total Baths
- 3 Full, 0 HalfBaths
- 2,601SqFt
- 2024Year Built
- 0.14Acres
- MLS# O6412182
- Residential
- SingleFamilyResidence
- Active
- Approx Time on Market8 days
- Area34771 - St Cloud (magnolia Square)
- CountyOsceola
- Subdivision Prairie Oaks
Overview
OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living.The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away.Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyers agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability.The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
Agriculture / Farm
Association Fees / Info
Community Features: StreetLights
Pets Allowed: BreedRestrictions, CatsOk, DogsOk, Yes
Hoa Frequency Rate: 180
Association: Yes
Hoa Fees Frequency: Monthly
Bathroom Info
Total Baths: 3.00
Fullbaths: 3
Building Info
Roof: Shingle
Builder: D.R. Horton
Building Area Source: Builder
Buyer Compensation
Exterior Features
Exterior Features: None
Fees / Restrictions
Financial
Original Price: $515,000
Garage / Parking
Attached Garage: Yes
Garage: Yes
Green / Env Info
Interior Features
Floors: Carpet, Tile
Levels: Two
Laundry Features: LaundryRoom
Interior Features: BuiltInFeatures, EatInKitchen, KitchenFamilyRoomCombo, LivingDiningRoom, OpenFloorplan, StoneCounters, SolidSurfaceCounters, UpperLevelPrimary, WalkInClosets
Appliances: BuiltInOven, Cooktop, Dryer, Dishwasher, ExhaustFan, ElectricWaterHeater, Microwave, Refrigerator, RangeHood, WaterPurifier, Washer
Lot Info
Direction Remarks: From Orlando, take FL-408 E to FL-417 S and exit at Narcoossee Rd / CR-15, Exit 22. Turn left onto Narcoossee Rd, then left onto Jack Brack Rd. Turn right onto Silver Maple Dr, left onto Timber Meadow Way, and continue into the community toward 5820 Arboretum St, St. Cloud, FL 34771.
Lot Size Units: Acres
Lot Size Acres: 0.14
Lot Sqft: 6,098
Misc
Builder Model: Hayden
Other
Special Conditions: None
Other Rooms Info
Property Info
Section: 22
Class Type: SingleFamilyResidence
Property Sub Type: SingleFamilyResidence
Construction Materials: Block, Stucco
Stories: 2
Total Stories: 2
Foundation: Slab
Human Modified: Yes
Room Info
Total Rooms: 10
Sqft Info
Sqft: 2,601
Bulding Area Sqft: 3,118
Living Area Units: SquareFeet
Living Area Source: Builder
Tax Info
Tax Year: 2,025
Tax Lot: 191
Tax Legal Description: PRAIRIE OAKS PB 31 PGS 166-172 LOT 191
Tax Block: 0001
Tax Annual Amount: 6264.78
Tax Book Number: 31-166-172
Unit Info
Utilities / Hvac
Heating: Central
Water Source: Public
Sewer: PublicSewer
Cool System: CentralAir
Cooling: Yes
Heating: Yes
Utilities: ElectricityAvailable, PhoneAvailable, SewerConnected, UndergroundUtilities, WaterAvailable
Waterfront / Water
Directions
From Orlando, take FL-408 E to FL-417 S and exit at Narcoossee Rd / CR-15, Exit 22. Turn left onto Narcoossee Rd, then left onto Jack Brack Rd. Turn right onto Silver Maple Dr, left onto Timber Meadow Way, and continue into the community toward 5820 Arboretum St, St. Cloud, FL 34771.This listing courtesy of La Rosa Realty Llc
MLS# W7886382 
The information being provided by © 2026 My Florida Regional MLS DBA Stellar MLS is for the consumer's
personal, non-commercial use and may not be used for any purpose other than to
identify prospective properties consumer may be interested in purchasing. Any information relating
to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX)
program of the My Florida Regional MLS DBA Stellar MLS. XCELLENCE is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of XCELLENCE, a broker participant of My Florida Regional MLS DBA Stellar MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.
MLS IDX data last updated on 06-08-2026 2:00 AM EST.
If you have any questions on 5820 Arboretum Street, Saint Cloud, Florida, please call David Shippey at 863-521-4517.
MLS# O6412182 located at 5820 Arboretum Street, Saint Cloud, Florida is brought to you by David Shippey REALTOR®
5820 Arboretum Street, Saint Cloud, Florida has 5 Beds, 3 Full Bath, and 0 Half Bath.
The MLS Number for 5820 Arboretum Street, Saint Cloud, Florida is O6412182.
The price for 5820 Arboretum Street, Saint Cloud, Florida is $515,000.
The status of 5820 Arboretum Street, Saint Cloud, Florida is Active.
The subdivision of 5820 Arboretum Street, Saint Cloud, Florida is Prairie Oaks.
The home located at 5820 Arboretum Street, Saint Cloud, Florida was built in 2026.