To schedule a showing of 528 Ocean Spray Drive, Ruskin, Florida, Call David Shippey at 863-521-4517 TODAY!
$409,000 | 4 beds | 3 full baths | 1 half baths | 2,820 sqft
Ruskin, FL 33570
- 4Beds
- 4.00Total Baths
- 3 Full, 1 HalfBaths
- 2,820SqFt
- 2021Year Built
- 0.18Acres
- MLS# TB8522386
- Residential
- SingleFamilyResidence
- Active
- Approx Time on Market21 days
- Area33570 - Ruskin/apollo Beach
- CountyHillsborough
- Subdivision Shell Cove Ph 2
Overview
Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don`t miss this incredible opportunity to own a modern, versatile home in one of Ruskin`s most desirable communities. Please note: An assumable loan can be assumed by anyone, not just a VA borrower.
Agriculture / Farm
Association Fees / Info
Community Features: Pool
Pets Allowed: CatsOk, DogsOk
Hoa Frequency Rate: 85
Association: Yes
Association Amenities: Pool
Hoa Fees Frequency: Annually
Association Fee Includes: CommonAreas, Pools, RoadMaintenance, Taxes
Bathroom Info
Total Baths: 4.00
Fullbaths: 3
Building Info
Roof: Shingle
Building Area Source: PublicRecords
Buyer Compensation
Exterior Features
Pool Features: Association, Community
Patio: Covered
Exterior Features: SprinklerIrrigation
Fees / Restrictions
Financial
Original Price: $409,000
Disclosures: CovenantsRestrictionsDisclosure
Garage / Parking
Attached Garage: Yes
Garage: Yes
Green / Env Info
Green Features: Hvac
Interior Features
Floors: Carpet, Tile
Levels: One
Laundry Features: ElectricDryerHookup, Inside, LaundryRoom
Interior Features: WetBar, TrayCeilings, CeilingFans, DryBar, EatInKitchen, HighCeilings, KitchenFamilyRoomCombo, LivingDiningRoom, MainLevelPrimary, OpenFloorplan, WalkInClosets
Appliances: Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Washer
Lot Info
Direction Remarks: From US-41, head north and turn left onto W Shell Point Road. Continue and turn right onto 4th Street NW, then left onto 6th Avenue NW. Turn left onto Ocean Spray Drive. The home will be located on the left-hand side.
Lot Size Units: Acres
Lot Size Acres: 0.18
Lot Sqft: 7,680
Est Lotsize: 60x128
Lot Desc: BuyerApprovalRequired
Misc
Other
Special Conditions: None
Other Rooms Info
Property Info
Section: 06
Class Type: SingleFamilyResidence
Property Sub Type: SingleFamilyResidence
Construction Materials: Brick
Stories: 1
Total Stories: 1
Foundation: Slab
Room Info
Total Rooms: 11
Sqft Info
Sqft: 2,820
Bulding Area Sqft: 3,709
Living Area Units: SquareFeet
Living Area Source: PublicRecords
Tax Info
Tax Year: 2,024
Tax Lot: 603
Tax Other Annual Asmnt: 2,715
Tax Legal Description: SHELL COVE PHASE 2 LOT 603
Tax Block: 02
Tax Annual Amount: 10266.89
Tax Book Number: 137-191
Unit Info
Utilities / Hvac
Heating: Electric
Water Source: Public
Sewer: PublicSewer
Cool System: CentralAir, CeilingFans
Cooling: Yes
Heating: Yes
Utilities: CableAvailable, ElectricityAvailable
Waterfront / Water
Directions
From US-41, head north and turn left onto W Shell Point Road. Continue and turn right onto 4th Street NW, then left onto 6th Avenue NW. Turn left onto Ocean Spray Drive. The home will be located on the left-hand side.This listing courtesy of Lpt Realty, Llc
MLS# TB8527814 
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identify prospective properties consumer may be interested in purchasing. Any information relating
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MLS IDX data last updated on 07-21-2026 6:05 PM EST.
If you have any questions on 528 Ocean Spray Drive, Ruskin, Florida, please call David Shippey at 863-521-4517.
MLS# TB8522386 located at 528 Ocean Spray Drive, Ruskin, Florida is brought to you by David Shippey REALTOR®
528 Ocean Spray Drive, Ruskin, Florida has 4 Beds, 3 Full Bath, and 1 Half Bath.
The MLS Number for 528 Ocean Spray Drive, Ruskin, Florida is TB8522386.
The price for 528 Ocean Spray Drive, Ruskin, Florida is $409,000.
The status of 528 Ocean Spray Drive, Ruskin, Florida is Active.
The subdivision of 528 Ocean Spray Drive, Ruskin, Florida is Shell Cove Ph 2.
The home located at 528 Ocean Spray Drive, Ruskin, Florida was built in 2026.