To schedule a showing of 4020 Carteret Drive, Winter Haven, Florida, Call David Shippey at 863-521-4517 TODAY!
$405,900 | 4 beds | 3 full baths | N/A half baths | 2,282 sqft
Winter Haven, FL 33884
- 4Beds
- 3.00Total Baths
- 3 Full, 0 HalfBaths
- 2,282SqFt
- 2015Year Built
- 0.18Acres
- MLS# O6389154
- Residential
- SingleFamilyResidence
- Active
- Approx Time on Market2 months, 25 days
- Area33884 - Winter Haven / Cypress Gardens
- CountyPolk
- Subdivision Traditions Ph 01
Overview
NEW PRICE ADJUSTMENT-Seller is willing to offer 3K towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida.This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy.Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Havens renowned Chain of Lakes, ideal for boating, fishing, and enjoying Floridas outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use.One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities.Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient.If youre searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk Countys most established lake communities. Schedule a showing today!
Agriculture / Farm
Association Fees / Info
Community Features: BoatFacilities, Clubhouse, Dock, Fitness, Gated, Playground, Park, Pool, TennisCourts, Waterfront, WaterAccess, StreetLights, Sidewalks
Pets Allowed: Yes
Senior Community: Yes
Hoa Frequency Rate: 484
Association: Yes
Association Amenities: BasketballCourt, Clubhouse, FitnessCenter, MaintenanceGrounds, Gated, Playground, Park, Pool, ShuffleboardCourt, Sauna, TennisCourts, Trails, CableTv
Hoa Fees Frequency: Monthly
Association Fee Includes: CableTv, Internet, MaintenanceGrounds, MaintenanceStructure, Pools, RecreationFacilities
Bathroom Info
Total Baths: 3.00
Fullbaths: 3
Building Info
Window Features: Blinds
Roof: Shingle
Builder: Lennar Homes
Building Area Source: PublicRecords
Buyer Compensation
Exterior Features
Pool Features: Association, Community
Fees / Restrictions
Financial
Original Price: $419,900
Garage / Parking
Attached Garage: Yes
Garage: Yes
Green / Env Info
Interior Features
Floors: EngineeredHardwood, Tile
Levels: One
Laundry Features: Inside, LaundryRoom
Interior Features: CeilingFans, CrownMolding, KitchenFamilyRoomCombo, OpenFloorplan, StoneCounters, WalkInClosets
Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
Lot Info
Direction Remarks: From US-27, head east on Cypress Gardens Blvd (FL-540). Continue approximately 3 miles, then turn right onto Overlook Drive. Turn left onto Carteret Drive and continue straight. The home at 4020 Carteret Dr will be on your right.
Lot Size Units: Acres
Lot Size Acres: 0.18
Lot Sqft: 7,998
Misc
Other
Special Conditions: None
Security Features: GatedCommunity
Other Rooms Info
Property Info
Section: 13
Class Type: SingleFamilyResidence
Property Sub Type: SingleFamilyResidence
Property Condition: NewConstruction
Construction Materials: Block, Stucco
Stories: 1
Foundation: Slab
Human Modified: Yes
Room Info
Total Rooms: 6
Sqft Info
Sqft: 2,282
Bulding Area Sqft: 3,062
Living Area Units: SquareFeet
Living Area Source: PublicRecords
Tax Info
Tax Year: 2,025
Tax Lot: 65
Tax Legal Description: TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65
Tax Annual Amount: 3537
Tax Book Number: 131-47 THRU 54
Unit Info
Utilities / Hvac
Heating: Central, Electric
Water Source: Public
Sewer: PublicSewer
Cool System: CentralAir, CeilingFans
Cooling: Yes
Heating: Yes
Utilities: CableConnected, ElectricityConnected, MunicipalUtilities, PhoneAvailable, SewerConnected, UndergroundUtilities, WaterAvailable, WaterConnected
Waterfront / Water
Waterfront Features: LakePrivileges
View: Yes
Water Body Name: RUBY LAKE
View: Lake, Water
Directions
From US-27, head east on Cypress Gardens Blvd (FL-540). Continue approximately 3 miles, then turn right onto Overlook Drive. Turn left onto Carteret Drive and continue straight. The home at 4020 Carteret Dr will be on your right.This listing courtesy of Keller Williams Advantage Iii
MLS# W7885110 
The information being provided by © 2026 My Florida Regional MLS DBA Stellar MLS is for the consumer's
personal, non-commercial use and may not be used for any purpose other than to
identify prospective properties consumer may be interested in purchasing. Any information relating
to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX)
program of the My Florida Regional MLS DBA Stellar MLS. XCELLENCE is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of XCELLENCE, a broker participant of My Florida Regional MLS DBA Stellar MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.
MLS IDX data last updated on 06-05-2026 9:40 AM EST.
If you have any questions on 4020 Carteret Drive, Winter Haven, Florida, please call David Shippey at 863-521-4517.
MLS# O6389154 located at 4020 Carteret Drive, Winter Haven, Florida is brought to you by David Shippey REALTOR®
4020 Carteret Drive, Winter Haven, Florida has 4 Beds, 3 Full Bath, and 0 Half Bath.
The MLS Number for 4020 Carteret Drive, Winter Haven, Florida is O6389154.
The price for 4020 Carteret Drive, Winter Haven, Florida is $405,900.
The status of 4020 Carteret Drive, Winter Haven, Florida is Active.
The subdivision of 4020 Carteret Drive, Winter Haven, Florida is Traditions Ph 01.
The home located at 4020 Carteret Drive, Winter Haven, Florida was built in 2026.