To schedule a showing of 3644 N Hiawatha Terrace, Crystal River, Florida, Call David Shippey at 863-521-4517 TODAY!
$595,000 | 3 beds | 2 full baths | N/A half baths | 1,680 sqft
Crystal River, FL 34428
- 3Beds
- 2.00Total Baths
- 2 Full, 0 HalfBaths
- 1,680SqFt
- 1980Year Built
- 0.24Acres
- MLS# TB8472132
- Residential
- SingleFamilyResidence
- Active
- Approx Time on Market4 months,
- Area34428 - Crystal River
- CountyCitrus
- Subdivision Indian Waters Unit 02
Overview
Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal Rivers most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025-March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the homes infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the areas world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.
Agriculture / Farm
Association Fees / Info
Bathroom Info
Total Baths: 2.00
Fullbaths: 2
Building Info
Roof: Metal
Building Area Source: PublicRecords
Buyer Compensation
Exterior Features
Style: Traditional
Patio: RearPorch, Covered, FrontPorch, Screened
Exterior Features: FirePit, Lighting
Fees / Restrictions
Financial
Original Price: $610,000
Disclosures: FloodPlainDisclosure
Fencing: Fenced
Garage / Parking
Attached Garage: Yes
Garage: Yes
Green / Env Info
Interior Features
Fireplace Desc: LivingRoom, WoodBurning
Fireplace: Yes
Floors: CeramicTile, LuxuryVinyl
Levels: Two
Laundry Features: InGarage
Interior Features: CeilingFans, EatInKitchen, HighCeilings, StoneCounters, UpperLevelPrimary, WalkInClosets
Appliances: ConvectionOven, Dishwasher, Microwave, Refrigerator
Lot Info
Direction Remarks: Hwy 19 N, left on 19th St, right on Hiawatha, home on the left
Lot Size Units: Acres
Lot Size Acres: 0.24
Lot Sqft: 10,558
Vegetation: PartiallyWooded
Lot Desc: Flat, FloodZone, NearGolfCourse, Level, OutsideCityLimits, Landscaped
Misc
Other
Special Conditions: None
Other Rooms Info
Property Info
Section: 17
Class Type: SingleFamilyResidence
Property Sub Type: SingleFamilyResidence
Property Condition: NewConstruction
Construction Materials: WoodSiding, WoodFrame
Stories: 2
Foundation: Slab
Human Modified: Yes
Room Info
Total Rooms: 3
Sqft Info
Sqft: 1,680
Bulding Area Sqft: 2,376
Living Area Units: SquareFeet
Living Area Source: PublicRecords
Tax Info
Tax Year: 2,025
Tax Lot: 35
Tax Legal Description: INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 35 BLK D
Tax Block: D
Tax Annual Amount: 5654
Tax Book Number: 4-71
Unit Info
Utilities / Hvac
Heating: HeatPump
Water Source: Public
Sewer: PublicSewer
Cool System: CentralAir, CeilingFans
Cooling: Yes
Heating: Yes
Utilities: CableConnected, ElectricityConnected, MunicipalUtilities, SewerConnected, WaterConnected
Waterfront / Water
Waterfront: Yes
Waterfront Features: CanalAccess
View: Yes
View: Canal, Water
Directions
Hwy 19 N, left on 19th St, right on Hiawatha, home on the leftThis listing courtesy of Plantation Realty, Inc.
MLS# OM713511 
The information being provided by © 2026 My Florida Regional MLS DBA Stellar MLS is for the consumer's
personal, non-commercial use and may not be used for any purpose other than to
identify prospective properties consumer may be interested in purchasing. Any information relating
to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX)
program of the My Florida Regional MLS DBA Stellar MLS. XCELLENCE is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of XCELLENCE, a broker participant of My Florida Regional MLS DBA Stellar MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.
MLS IDX data last updated on 06-04-2026 2:00 AM EST.
If you have any questions on 3644 N Hiawatha Terrace, Crystal River, Florida, please call David Shippey at 863-521-4517.
MLS# TB8472132 located at 3644 N Hiawatha Terrace, Crystal River, Florida is brought to you by David Shippey REALTOR®
3644 N Hiawatha Terrace, Crystal River, Florida has 3 Beds, 2 Full Bath, and 0 Half Bath.
The MLS Number for 3644 N Hiawatha Terrace, Crystal River, Florida is TB8472132.
The price for 3644 N Hiawatha Terrace, Crystal River, Florida is $595,000.
The status of 3644 N Hiawatha Terrace, Crystal River, Florida is Active.
The subdivision of 3644 N Hiawatha Terrace, Crystal River, Florida is Indian Waters Unit 02.
The home located at 3644 N Hiawatha Terrace, Crystal River, Florida was built in 2026.