To schedule a showing of 20978 Monza Loop, Land O Lakes, Florida, Call David Shippey at 863-521-4517 TODAY!

20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638
54 Photos
20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638 20978 Monza Loop Land O Lakes, FL 34638
Interested in this home?
Schedule a Tour

$425,000 | 4 beds | 2 full baths | 1 half baths | 2,386 sqft

$425,000 Reduced -$10,000
20978 Monza Loop
Land O Lakes, FL 34638
  • 4Beds
  • 3.00Total Baths
  • 2 Full, 1 HalfBaths
  • 2,386SqFt
  • 2022Year Built
  • 0.16Acres
  • MLS# TB8500994
  • Residential
  • SingleFamilyResidence
  • Active
  • Approx Time on Market2 months, 25 days
  • Area34638 - Land O Lakes
  • CountyPasco
  • Subdivision Arden Preserve
Overview

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.

Agriculture / Farm

Association Fees / Info

Community Features:  CommunityMailbox, DogPark, Gated, Lake, Sidewalks

Pets Allowed:  Yes

Hoa Frequency Rate:  90

Association:  Yes

Hoa Fees Frequency:  Monthly

Bathroom Info

Total Baths:  3.00

Fullbaths:  2

Building Info

Window Features:  Blinds, Drapes, Rods, WindowTreatments

Roof:  Shingle

Builder:  Pulte Homes

Building Area Source:  PublicRecords

Buyer Compensation

Exterior Features

Patio:  RearPorch, FrontPorch, Patio

Exterior Features:  Garden, PrivateYard

Fees / Restrictions

Financial

Original Price:  $445,000

Fencing:  Fenced, Vinyl

Garage / Parking

Attached Garage:  Yes

Garage:  Yes

Green / Env Info

Interior Features

Floors:  Carpet, LuxuryVinyl, Tile

Levels:  Two

Laundry Features:  LaundryRoom

Interior Features:  KitchenFamilyRoomCombo, LivingDiningRoom, OpenFloorplan, UpperLevelPrimary, WindowTreatments

Appliances:  Dryer, Dishwasher, ElectricWaterHeater, Microwave, Range, Refrigerator, WaterSoftener, Washer

Lot Info

Direction Remarks:  From FL-54 head North on Land O Lakes Blvd, Left on Wisteria Loop, Right on Matero Way, Left on Monza Loop

Lot Size Units:  Acres

Lot Size Acres:  0.16

Lot Sqft:  6,906

Lot Desc:  ConservationArea, Flat, Level, PrivateRoad, Landscaped

Misc

Other

Special Conditions:  None

Security Features:  SecuritySystem, GatedCommunity

Other Rooms Info

Property Info

Section:  2

Class Type:  SingleFamilyResidence

Property Sub Type:  SingleFamilyResidence

Construction Materials:  Block, Stucco, WoodFrame

Stories:  2

Foundation:  Slab

Human Modified:  Yes

Room Info

Total Rooms:  11

Sqft Info

Sqft:  2,386

Bulding Area Sqft:  3,116

Living Area Units:  SquareFeet

Living Area Source:  PublicRecords

Tax Info

Tax Year:  2,025

Tax Lot:  11

Tax Legal Description:  ARDEN PRESERVE PB 82 PG 112 BLOCK 4 LOT 11

Tax Block:  4

Tax Annual Amount:  6271

Tax Book Number:  82-112

Unit Info

Utilities / Hvac

Heating:  Central

Water Source:  Public

Sewer:  PublicSewer

Cool System:  CentralAir

Cooling:  Yes

Heating:  Yes

Utilities:  CableAvailable, ElectricityConnected, MunicipalUtilities, SewerConnected, UndergroundUtilities, WaterConnected

Waterfront / Water

View:  Yes

View:  TreesWoods

Schools

Elem:  Connerton Elem

Middle:  Pine View Middle-Po

High:  Land O' Lakes High-Po

Directions

From FL-54 head North on Land O Lakes Blvd, Left on Wisteria Loop, Right on Matero Way, Left on Monza Loop

This listing courtesy of Mihara & Associates Inc. 

Mortgage Calculator

%
$
%
Dollars per $1000
$
Approximate Monthly Payment 0.0
Price & Status History (on davidshippey.com since Sat, Apr 25th 2026)
  • Original Price: $445,000
  • Current Price: $425,000
  • Price Reduced: $20,000
Date ChangedFromTo
07/04/2026$435,000 $425,000 Reduced by $10,000
05/11/2026$445,000 $435,000 Reduced by $10,000
Related Listings
21027 Monza Loop Land O Lakes, FL 34638

$430,000 MLS# TB8530661 / Active
Beds: 4 / Baths: 3
Land O Lakes FL 34638

Provided courtesy of KELLER WILLIAMS RLTY NEW TAMPA
10480 Hawks Landing Drive Land O Lakes, FL 34638

$415,000 MLS# TB8529359 / Active
Beds: 4 / Baths: 2
Land O Lakes FL 34638

Provided courtesy of KAP RATE LIVING LLC
8913 Flourish Drive Land O Lakes, FL 34637

$415,000 MLS# TB8525843 / Active
Beds: 4 / Baths: 2
Land O Lakes FL 34637

Provided courtesy of OFFERPAD BROKERAGE FL, LLC
21439 Southern Charm Drive Land O Lakes, FL 34637

$419,900 MLS# TB8524379 / Active
Beds: 4 / Baths: 2
Land O Lakes FL 34637

Provided courtesy of BRAINARD REALTY
21613 Southern Charm Drive UNIT DR Land O Lakes, FL 34637

$399,900 MLS# TB8523357 / Active
Beds: 4 / Baths: 2
Land O Lakes FL 34637

Provided courtesy of RE/MAX CHAMPIONS

Broker Reciprocity The information being provided by © 2026 My Florida Regional MLS DBA Stellar MLS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the My Florida Regional MLS DBA Stellar MLS. XCELLENCE is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of XCELLENCE, a broker participant of My Florida Regional MLS DBA Stellar MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. MLS IDX data last updated on 07-21-2026 6:05 PM EST.

Any images related to data from the MLS is the sole property of the MLS and not the responsibility of the owner of this website. This real estate website and IDX data is hosted by IDX data is Powered & Hosted by Dynamic IDX, LLC Real Estate Web Solutions

If you have any questions on 20978 Monza Loop, Land O Lakes, Florida, please call David Shippey at 863-521-4517.


MLS# TB8500994 located at 20978 Monza Loop, Land O Lakes, Florida is brought to you by David Shippey REALTOR®

20978 Monza Loop, Land O Lakes, Florida has 4 Beds, 2 Full Bath, and 1 Half Bath.
The MLS Number for 20978 Monza Loop, Land O Lakes, Florida is TB8500994.
The price for 20978 Monza Loop, Land O Lakes, Florida is $425,000.
The status of 20978 Monza Loop, Land O Lakes, Florida is Active.
The subdivision of 20978 Monza Loop, Land O Lakes, Florida is Arden Preserve.
The home located at 20978 Monza Loop, Land O Lakes, Florida was built in 2026.