To schedule a showing of 10492 SE 178th Street, Summerfield, Florida, Call David Shippey at 863-521-4517 TODAY!

$244,900 Reduced -$5,000
10492 SE 178th Street
Summerfield, FL 34491
  • 2Beds
  • 2.00Total Baths
  • 2 Full, 0 HalfBaths
  • 1,066SqFt
  • 1991Year Built
  • 0.30Acres
  • MLS# G5106551
  • Residential
  • SingleFamilyResidence
  • Active

  • Approx Time on Market5 months, 1 day
  • Area34491 - Summerfield
  • CountyMarion
  • Subdivision Spruce Creek South

Overview

Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with privacy screen doors in front of garage door... 1 Golfcart Garage / utility shed behind the house, this one is a must see. (BRAND NEW WASHER WAS JUST PUT IN 3/14/2026) This home is perfectly situated on an oversized .30-acre corner lot, there is plenty of room for a pool. This home located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, and even a Planet Fitness established in 2024.This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest .Relax year-round in the expansive 10 x 25 lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly usedPrevious owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family.Recent Updates & Improvements Include:Transferable Massey Termite bond.Roof - December 2021***HVAC - 2023Newer Stainless-steel appliances - 2024Tile flooring in both bathrooms- 2017Luxury Porcelain plank floors in rest of the house - 2024High end Bali Blinds - 2024Washer and Dryer - 2024Newer 6 panel doors -2024Newer Primary Bedroom Shower 2024Newer Granite Counter Tops - 2024Newer Simply Safe Alarm - 2024Newer Ring Door-bell - 2024Newer hot water heater - 2024Newer Wi-Fi Garage Opener with Camera and app. -2024Electrical Panel was replaced by a new one in - 2025Ceiling fans - 2020 Primary Bedroom fan 2024Master bath: new toilet and granite vanity top - 2024Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022)Irrigation controller - 2021With no bond, this home offers exceptional value and peace of mind.Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate mens and womens saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community.Dont miss this extraordinary opportunityschedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.



Agriculture / Farm

Association Fees / Info

Community Features:  Clubhouse, DogPark, Fitness, Golf, GolfCartsOk, Gated, Restaurant, Racquetball, TennisCourts

Pets Allowed:  CatsOk, DogsOk

Senior Community:  Yes

Hoa Frequency Rate:  179.98

Association:  Yes

Association Amenities:  BasketballCourt, Clubhouse, FitnessCenter, GolfCourse, Gated, Pickleball, Pool, Racquetball, ShuffleboardCourt, Sauna, SpaHotTub, Security, TennisCourts, Trails

Hoa Fees Frequency:  Monthly

Association Fee Includes:  Pools, Security, Trash

Bathroom Info

Total Baths:  2.00

Fullbaths:  2

Building Info

Roof:  Shingle

Building Area Source:  PublicRecords

Buyer Compensation

Exterior Features

Pool Features:  Association, Community

Exterior Features:  RainGutters

Fees / Restrictions

Financial

Original Price:  $249,900

Disclosures:  CovenantsRestrictionsDisclosure

Garage / Parking

Attached Garage:  Yes

Garage:  Yes

Green / Env Info

Interior Features

Floors:  CeramicTile, PorcelainTile

Levels:  One

Laundry Features:  InGarage

Interior Features:  CeilingFans, LivingDiningRoom, WalkInClosets

Appliances:  Dryer, ElectricWaterHeater, Microwave, Range, Refrigerator, Washer

Lot Info

Direction Remarks:  FROM RE/MAX PREMIER OFFICE IN THE VILLAGES (LADY LAKE OFFICE) 13940 US-441 building 800, The Villages, FL 32159Head toward Sumter County Rd 10920 ftTurn right toward Sumter County Rd 1090.1 miTurn left onto Sumter County Rd 109299 ftTurn left onto U.S. 27/441 N0.8 miTurn left onto SE 176th St0.2 miTurn left onto SE 107th Ct0.2 miTurn right at the 1st cross street onto SE 178th StDestination will be on the left

Lot Size Units:  Acres

Lot Size Acres:  0.3

Lot Sqft:  13,068

Est Lotsize:  103x128

Misc

Builder Model:  THE EVERGREEN

Other

Special Conditions:  None

Security Features:  FireHydrants, GatedWithGuard, GatedCommunity

Other Rooms Info

Property Info

Section:  35

Class Type:  SingleFamilyResidence

Property Sub Type:  SingleFamilyResidence

Construction Materials:  VinylSiding, WoodFrame

Stories:  1

Total Stories:  1

Foundation:  Slab

Human Modified:  Yes

Room Info

Total Rooms:  8

Sqft Info

Sqft:  1,066

Bulding Area Sqft:  2,014

Living Area Units:  SquareFeet

Living Area Source:  PublicRecords

Tax Info

Tax Year:  2,025

Tax Lot:  14

Tax Legal Description:  SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 012 SPRUCE CREEK SOUTH V BLK F LOT 14

Tax Block:  F

Tax Annual Amount:  2806.92

Tax Book Number:  002-012SPRUCE

Unit Info

Utilities / Hvac

Heating:  Central, Electric

Water Source:  Public

Sewer:  SepticTank

Cool System:  CentralAir, CeilingFans

Cooling:  Yes

Heating:  Yes

Utilities:  CableAvailable, ElectricityAvailable, ElectricityConnected

Waterfront / Water

Directions

FROM RE/MAX PREMIER OFFICE IN THE VILLAGES (LADY LAKE OFFICE) 13940 US-441 building 800, The Villages, FL 32159Head toward Sumter County Rd 10920 ftTurn right toward Sumter County Rd 1090.1 miTurn left onto Sumter County Rd 109299 ftTurn left onto U.S. 27/441 N0.8 miTurn left onto SE 176th St0.2 miTurn left onto SE 107th Ct0.2 miTurn right at the 1st cross street onto SE 178th StDestination will be on the left

This listing courtesy of Re/max Premier Realty Lady Lk 

Mortgage Calculator

%
$
%
Dollars per $1000
$
Approximate Monthly Payment 0.0
Price & Status History (on davidshippey.com since Tue, Jan 13th 2026)
  • Original Price: $249,900
  • Current Price: $244,900
  • Price Reduced: $5,000
Date ChangedFromTo
03/26/2026$249,900 $244,900 Reduced by $5,000

Broker Reciprocity The information being provided by © 2026 My Florida Regional MLS DBA Stellar MLS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the My Florida Regional MLS DBA Stellar MLS. XCELLENCE is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of XCELLENCE, a broker participant of My Florida Regional MLS DBA Stellar MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. MLS IDX data last updated on 06-15-2026 11:39 AM EST.

Any images related to data from the MLS is the sole property of the MLS and not the responsibility of the owner of this website. This real estate website and IDX data is hosted by IDX data is Powered & Hosted by Dynamic IDX, LLC Real Estate Web Solutions

If you have any questions on 10492 SE 178th Street, Summerfield, Florida, please call David Shippey at 863-521-4517.


MLS# G5106551 located at 10492 SE 178th Street, Summerfield, Florida is brought to you by David Shippey REALTOR®

10492 SE 178th Street, Summerfield, Florida has 2 Beds, 2 Full Bath, and 0 Half Bath.
The MLS Number for 10492 SE 178th Street, Summerfield, Florida is G5106551.
The price for 10492 SE 178th Street, Summerfield, Florida is $244,900.
The status of 10492 SE 178th Street, Summerfield, Florida is Active.
The subdivision of 10492 SE 178th Street, Summerfield, Florida is Spruce Creek South.
The home located at 10492 SE 178th Street, Summerfield, Florida was built in 2026.