Many homeowners are asking for their next home not to be in a HOA or homeowner's association. Homeowner associations are sometimes strict on sheds, fencing, paint colors, landscaping, what you are allowed to do in the community, boats, RV, trailers, 4 Wheelers, etc.
Homeowner associations started increasing in the mid 1980s partly as an effort to keep up the communities and maintain property values. However, some of them have become very strict. I encourage you to check the community around the home you are considering and see if it meets with your expectations.
Homes older than 1980 have a greater likelihood of not having a HOA. Of course, that makes these homes over 40 years old. However, there are some newer homes that do not have a homeowner's association or are not that strict.
For a list of homes currently available in Winter Haven without a HOA or homeowner's association, check out these homes Winter Haven Homes With NO HOA.
Contact me for a complete list on my website at www.davidshippey.com.