As of 3/21/2024:
30 year mortgages averaged 6.87%
15 year mortgages averaged 6.21%
For more information, view this article Mortgage Interest Rate.
As of 3/21/2024:
30 year mortgages averaged 6.87%
15 year mortgages averaged 6.21%
For more information, view this article Mortgage Interest Rate.
Ready to buy a house but feel overwhelmed with all the elements that go into finding the right home for you?
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Seller reduced the price to $350,000 today. That is a $50,000 price reduction. Check out the features below. Let me know if you would like to schedule a showing!
PRICE REDUCED $50,000! Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replaced in 2021 and include a Double Oven. The Solar Water Heater will help w...
As of 3/14/2024:
30 year mortgages averaged 6.74%
15 year mortgages averaged 6.16%
For more information, view this article Mortgage Interest Rate.
I just received a low appraisal value on my home or the home I am purchasing. What do I do? Although the report may look intimidating, there are several key points to investigate to make sure something was not overlooked. Two of those key points are the condition and quality rating. I have received some very low appraisals that just don't make sense only to find the condition and or quality were incorrectly entered. You will find these on each of the properties used in comparison and most importantly the subject property.
Here are the Condition Categories:
C1 - Recently constructed; not previously occupied; new components, fixtures, and mechanical systems
C2 - No deferred maintenance; mini...
As of 3/7/2024:
30 year mortgages averaged 6.88%
15 year mortgages averaged 6.22%
For more information, view this article Mortgage Interest Rate.
If you have not visited the Strawberry Festival in Plant City, Florida, then put it on your TO DO list. The Festival opened February 29th and goes through March 10th. They feature rides, concerts, and all kinds of exhibits. But, the best feature and a must do is the Strawberry Shortcake! Visit their website below:
https://flstrawberryfestival.com/
As of 2/29/2024:
30 year mortgages averaged 6.94%
15 year mortgages averaged 6.26%
For more information, view this article Mortgage Interest Rate.
If Florida is your primary residence and you own or are buying a home, you can qualify for our Homestead Exemption discount. What is that? The discount can take the first $50,000 value of your home and make that portion property tax free. How much is that? It depends on your millage rate. But, it can save you $1,000 to $2,000 a year in property taxes. If you are paying a mortgage and the lender is paying your taxes, that could reduce your payment by $80 to $165 a month.
In addition to the Homestead Exemption discount, Florida offers another savings in the Save Our Homes program. This program works with the Homestead Exemption discount and limits the amount your property taxes can increas...
As of 2/22/2024:
30 year mortgages averaged 6.90%
15 year mortgages averaged 6.29%
For more information, view this article Mortgage Interest Rate.
You are invited to attend our Open House at 4014 Hollyhead Cir N, Lakeland, FL 33811 on Saturday 3/2/2024 from 10am to 3pm. This home needs some updating and some repairs but is a great home in South Lakeland. Seller reduced $25,000 from the asking price and is offering $25,000 back at closing for a new roof, flooring, painting, closing costs, interest rate buy down, or any other renovation the buyer may want. Stop by to see for yourself.
PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY D...
As of 2/15/2024:
30 year mortgages averaged 6.77%
15 year mortgages averaged 6.12%
For more information, view this article Mortgage Interest Rate.
Situations like this don’t happen everyday! You’re going to want to act fast!
Seller just agreed to drop the asking price from $389,900 down to $375,000! But that’s not all… they also INCREASED THE FLEX CASH from $15,000 up to $25,000.
One lucky buyer is going to score a serious deal on this South Lakeland property. Let’s schedule your showing and get your offer on the table before someone else snags it!
PRICE REDUCED EVEN MORE! SELLER REDUCED THE PRICE $25,000 PLUS OFFERING $25,000 CREDIT AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOFS, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOIC...
As of 2/8/2024:
30 year mortgages averaged 6.64%
15 year mortgages averaged 5.90%
For more information, view this article Mortgage Interest Rate.
Pool home available in Shepherd South Lakeland. Check out the other features below:
SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen A...
Here are my top two reasons to consider a new-build:
1) Builders often offer incentives!
Some builders pay your closing costs. When purchasing a new home, this can amount to as much as $13,000 of savings! Some builders buy down your interest rate. This can reduce your monthly mortgage payments. Some builders offer an upgrade package (like an appliance upgrade) at no additional cost to you.
2) Brand new means... N E W!
On a well-built home, this means you should not have any serious maintenance or repair demands for the next 12-15 years. This can be a HUGE savings. Don't want to wait 9-12 months to build a home from scratch? Many builders have move-in ready homes available or ones that...
As of 2/1/2024:
30 year mortgages averaged 6.63%
15 year mortgages averaged 5.94%
For more information, view this article Mortgage Interest Rate.
As of 1/25/2024:
30 year mortgages averaged 6.69%
15 year mortgages averaged 5.96%
For more information, view this article Mortgage Interest Rate.
Come visit us during our Open House Saturday 2/3/24 from 10am to 3pm. This estate sale includes most of the personal property and furniture along with new appliances. The home does need updating such as painting and flooring but has great potential featuring no hoa, .60 acres, 3 car garage, and RV carport. See details below and schedule a private showing if you would like to see it before 2/3.
SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South loca...
When will the mortgage interest rates go down so I can buy a home?
If you find yourself asking this question, I’ve got good news for you!
As a licensed real estate professional, I watch the interest rates very closely. Here’s a mini state of the rates if you will…
Interest rates started to decline on October 26, 2023 after reaching a high of 7.79%. The rates continued to drop every week over the next 10 weeks and closed out 2023 at 6.61%. That may not seem like a lot but dropping over 1% in 2 months is BIG.
It’s forecasted that interest rates will continue to drop in 2024. I believe there’s a good chance we could reach percents in the low 6’s or maybe even into the 5’s within the first quar...